Women's Health Insurance: Critical Illness PlansA special health insurance plan for those who make our life special

For breast cancer

• Tumours that are histologically described as pre and ductal/lobular carcinoma in situ (location) of the breast.
  
• Breast lumps, for example, fibroadenoma, fibrocystic diseases of breast, etc.
• All hyperkeratosis or basal cells carcinomas, melanomas, squamous cell carcinoma, Kaposi's sarcoma and other tumours associated with HIV infections or AIDS of the skin.

For cervical cancer

• Tumours showing the malignant changes of carcinoma in situ - an early form of cancer that is defined by the absence of invasion of tumour cells into the surrounding tissue, usually before penetration through the basement membrane.
• Squamous intraepithelial lesion.
• Fibroid, endometriosis, cystic lesions, hyperplasia of any type presenting as tumours.
• Hydatid form mole, trophoblastic tumours.

For ovarian cancer

• Non-cancerous (benign) ovarian masses including abscesses or infections, fibroids, cysts, polycystic ovaries, endometriosis.
• Hydatid form mole is a rare mass or growth that forms inside the uterus at the beginning of a pregnancy. It is a type of gestational trophoblastic disease pregnancy-related tumours.
• Trophoblastic tumours appear when cells in the womb start to grow out of control. Cells grow in the tissues that are formed following conception. Gestational trophoblastic tumours start inside the uterus. This type of cancer occurs in women during the years when they are able to have children.

Other exclusions

• Any critical illness for which care, treatment, or advice was recommended by or received from a physician, or which first manifested itself or was contracted before the start of the policy period, or for which a claim has or could have been made under an earlier policy.
• Any critical illness diagnosed within the first 90 days of the date of commencement of the policy.
• Death within 30 days following the diagnosis of the critical illness.
• Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects.
• Treatment arising due to war, invasion, an act of foreign enemy, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution.
• Treatment arising due to radioactive contamination.
• Intentional self-injury and/or injury due to the use or misuse of intoxicating drugs and/or alcohol.
• Intentional losses of any kind such as loss of profit, loss of opportunity, loss of gain, business interruption, etc.