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Lifetime renewal facility
Hassle-free in-house claim settlement
Tailor-made critical insurance cover for women
Critical Illness Health Insurance is a specialised insurance policy designed to provide financial protection in the event of serious medical conditions. It covers a predefined list of critical illnesses such as cancer, heart attack, stroke, and others, offering a lump-sum payout upon diagnosis. This ensures policyholders receive the necessary funds for medical expenses, treatment costs, and lifestyle adjustments during recovery.
You can now sleep easy knowing that our critical illness insurance cover for women has the following features that protect you against major critical illnesses:
Critical illness cover
This specially designed policy for women provides cover from 8 critical conditions.
Congenital disability benefit
50% of the sum insured would be payable if you give birth to a baby having a congenital disease/disorder. This benefit will be available for the first two children only.
List of congenital diseases covered underthis benefit:
Loss of job cover
If you lose your job within a period of 3 months of the date of diagnosis of any of the critical illness as covered in your policy, we will pay an amount of Rs 25,000 towards loss of employment, if the claim for critical illness benefit is paid under your policy.
Children education benefit
If the claim for critical illness benefit is paid under your policy, we will also pay Rs 25,000 towards the future education of up to 2 children. The amount payable under this section would be restricted to Rs 25,000 for one or more child, put together.
Flexible and convenient
We provide a lump sum claim payout in case you are diagnosed with any of the listed life-threatening conditions.
You care for everyone, we care for you!
Unique features like Loss of Job and Children Education benefit.
You can avail low and age-agnostic premium amounts.
Avail income tax benefit under Section 80D of the Income Tax Act.* Read more
Tax saving
Avail income tax benefit under Section 80D of the Income Tax Act.*
*On opting for Women-Specific Critical Illness Insurance policy, you can avail Rs 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). If you pay a premium for your parents who are senior citizens (age 60 or above), the maximum health insurance benefit for tax purposes is capped at Rs 50,000. As a taxpayer, you may, therefore, maximise tax benefit under Section 80D up to a total of Rs 75,000, if you are below 60 years of age and your parents are senior citizens. If you are above the age of 60 years and are paying a medical insurance premium for your parents, the maximum tax benefit under Section 80D is, then, Rs 1 lakh.
Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Read more
Hassle-free claim settlement
Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 18,400+ network hospitals* across India. This comes in handy in case of hospitalisation or treatment wherein we take care of paying the bills directly to the network hospital and you can focus on recovering and getting back on your feet.
You can renew your policy for your entire lifetime.
Here are the reasons to choose the Women’s Critical Illness Health Insurance Plan by Bajaj Allianz:
The policy includes a waiting period of 90 days from the commencement date, during which no claims for critical illnesses are accepted. After diagnosis, the insured must survive for at least 30 days to be eligible for the benefit amount. This survival period ensures that the insured receives adequate financial support for treatment and other related expenses. Renewals within the grace period of 30 days ensure continuity without losing accrued benefits. This waiting and survival period is crucial for maintaining the policy's integrity and ensuring that it serves its purpose effectively.
To purchase Bajaj Allianz Women-Specific Critical Illness Insurance:
1. Assess your needs: Evaluate your requirements, including critical illness cover, congenital disability benefit, loss of job cover, and children's education benefit.
2. Visit Bajaj Allianz website or call a toll-free number: You can obtain detailed information about the insurance plan by accessing their official website or contacting their toll-free customer service number.
3. Fill out the proposal form: To initiate the purchase process, provide accurate information in the proposal form.
4. Complete the purchase: Finalise your purchase online through their website or via an authorised intermediary.
5. Benefit from hassle-free claim settlement and lifetime policy renewal: Enjoy the convenience of quick and straightforward claim settlements and the option of lifelong policy renewal.
Critical illness coverage and a health insurance policy serve distinct purposes despite some overlap in healthcare coverage. Women's health insurance for critical illness coverage is designed to provide a lump sum payment upon diagnosis of specified severe illnesses listed in the policy. It aims to financially support individuals during critical health crises, offering flexibility in how the payout can be used for treatment costs, lifestyle adjustments, or other needs.
In contrast, health insurance policies typically cover a broader range of medical expenses, including hospitalisation, surgeries, medications, and preventive care. They focus on overall healthcare management, addressing routine and emergency medical needs rather than solely catastrophic events like critical illnesses. Each type of health insurance plays a crucial role in safeguarding individuals' health and financial well-being, addressing different aspects of healthcare expenses and risks.
When purchasing a critical illness policy, several crucial factors demand consideration to ensure comprehensive coverage:
Lastly, review the insurer's claim settlement process and customer support reliability to ensure prompt and hassle-free assistance during critical times.
Bajaj Allianz General Insurance Company offers specialised health insurance for women, focusing on critical illness coverage. This plan provides protection against eight life-threatening conditions, including various types of cancer and permanent paralysis of limbs. The policy ensures financial stability by offering a guaranteed cash sum upon diagnosis. Women can benefit from features like loss of job cover, congenital disability benefit, and children's education benefit. Additionally, the plan is designed to be flexible and convenient, with low premiums and hassle-free claim settlements.This critical illness health insurance aims to support women during challenging times, ensuring they have the necessary resources for treatment and recovery.
Our Critical Illness Insurance plan for women provides protection against the risk of 8 life-threatening conditions that can affect women. They can avail the benefits of this plan in the form of a guaranteed cash sum in case they are diagnosed with a life-threatening illness.
Provides a children education bonus to up to 2 children in case you are diagnosed with any of the listed critical conditions.
For breast cancer
For cervical cancer
For ovarian cancer
Any critical illness for which care, treatment, or advice was recommended by or received from...
Read moreOther exclusions
No, the critical illness cover does not include pregnancy or related complications. It focuses on severe medical conditions like cancer and permanent paralysis.
You can claim multiple times under the Women Specific Critical Illness Insurance policy from Bajaj Allianz, provided each claim meets the specified conditions for critical illnesses or congenital disabilities as outlined in the policy terms.
Yes, you can renew the Women Specific Critical Illness Insurance policy from Bajaj Allianz after the duration ends. Under normal circumstances, the policy offers lifetime renewal benefits, ensuring continued coverage against critical illnesses.
Yes, critical illnesses are covered in this health insurance plan. It provides financial support for eight specific life-threatening conditions.
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Thank you for your interest. We will send you a reminder when your policy is due for renewal.
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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