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List of health insurance features

Health Insurance Features

Features under health insurance policy

Dressed in white, doctors may be considered to be angels personified. However, a visit to them is perhaps the last thing on your calendar. While a busy schedule may be a somewhat valid reason, unpleasant news about your health may be the real underlying reason causing you to procrastinate.


Health Insurance

To be fair, your doctor is bound by the Hippocrates Oath to unfailingly tell you the truth about the state of your health. The feelings of discomfort and worry, however, can linger long after you leave his or her clinic, especially if you have been advised surgery. It is sobering to realize that you cannot put a price on good health.

The age old adage ‘prevention is better than cure’ holds true on many counts. It would be fair to say that, rather than the diagnosis itself, it is the financial implications of treatment that keep you up at night. While anticipating a health emergency is not always possible, a health insurance policy can reassure you and your family that, should the worst happen, the road to recovery is clear of any financial obstacles, at the very least.

So, what else does Bajaj Allianz health insurance help ‘prevent’? For one, it saves precious time when it comes to getting a loved one to a hospital that is equipped to handle the situation. Thanks to a carefully curated network of hospitals, we help you access the best available healthcare facilities, fast! Think of us as your very own hospital concierge that arranges for everything you might need while you are undergoing treatment.

In Bajaj Allianz, you have a reliable partner that helps you during the most critical and memorable moments of your life. Whether it is welcoming a newborn into the world or helping a family member return to good health, we are with you every step of the way. For a healthier, happier life, choose Bajaj Allianz and turn worry into a sense of quiet confidence!

  • Pre and Post Hospitalisation covered

    Pre‐hospitalization expenses refer to costs that you (insured) incur prior to admission in a healthcare facility or hospital

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  • Maternity Benefits

    Maternity Cover in Health Insurance Plans is a provision designed to bear the expenses of childbirth and healthcare of a mother and her...

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  • Medical Check-ups Covered

    Most Health Insurance Plans have a provision for an annual or bi-annual Preventative Medical Check-up, for which there is usually a capping...

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  • Health CDC benefit

    One of the most critical aspects of health insurance is claim settlement. Experts advise that before buying a health insurance policy, people...

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  • Hospitalisation Coverages

    Health insurance is an insurance which covers the insured individual from medical and surgical expenses. Given the rapidly increasing...

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  • Daycare Procedures

    Almost all Health Insurance Policies offer coverage for procedures that do not require hospitalization. These are called Daycare Procedures...

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  • Critical illness covered

    The successful treatment of a critical ailment can make a difference between life and death. A critical illness insurance plan can act as a...

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  • Convalescence Benefit

    Convalescence is the name for the period of recovery from an illness or injury. Health Insurance providers do have provisions for your...

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  • Co-payment or Voluntary deductible

    Understanding health insurance and its associated terms can be troublesome. However, ignoring these can land one in a spot. Voluntary...

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  • Tax saving Sec 80 D

    A health insurance policy not only keeps you guarded against the medical emergencies but also offer certain tax benefits. The Section 80D of...

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  • Sum Insured reinstatement

    A conventional health insurance policy provides coverage for medical expenses and hospitalization bills, only up to the specified sum insured...

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  • Cashless Treatment

    The rising medical expenses in India have made health insurance policies a necessity now. Cashless health insurance services allow medical...

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  • Organ Donar Expenses

    In some Health Insurance Plans, the expenses incurred by an organ donor are covered. In the most critical of medical cases...

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  • Ayurvedic and Homeopathic treatment coverage

    Of late, traditional and alternative forms of treatment like Ayurveda, Homeopathy, Unani etc. have been garnering a lot of popularity. People..

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  • No Room Capping

    In Health Insurance, coverage for room rent expenses is restricted to a certain limit as per the insurers’ terms and conditions. This is called...

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  • 24x7 On-Call Support

    There is always a toll-free customer care number given in your health insurance policy that provides assistance to policyholders around the clock. The toll-free number...

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Written By: Bajaj Allianz - Updated: 25thApril 2024


I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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