The congestion on Indian roads is surging and is at an all-time high. The traffic jams and the urgency people show after the jam opens up, leads to accidents, which causes damages to vehicles & injuries to people. Besides the traffic snarl-up, people, especially youngsters speed up their vehicles and race around on the highways, which leads to dreadful accidents causing life-threatening injuries and severe vehicle damages.
The damages caused to third parties (people/property) and your own vehicle(s) might put you under a huge financial burden. While we urge you to be careful when driving. We further advise you to purchase a comprehensive motor insurance policy that can take care of your finances, in case you confront an unfortunate incident.
Once you buy a motor insurance policy along with appropriate add-on covers, you should thoroughly understand the motor insurance claim settlement process. Also, you should make a checklist of all the documents you might need in case you need to file a motor insurance claim. Alternatively, you can simply refer to the list we're sharing here, so that you don't feel lost while making a claim.
Following are the documents and details you should be ready with while filing a motor insurance claim:
You will additionally need to submit the following documents to the garage/dealer based on the nature of incident.
Third Party Claims
You can also use the Motor OTS feature of our Insurance Wallet app and file and settle claim instantly just by clicking and uploading pictures of the damage done to your vehicle using your mobile.
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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