Global NCAP Safety Rating for Maruti Swift

One of the most important factors when buying a vehicle is its safety. The rising cases of road accidents have led customers to look more into safety aspects and crash ratings before buying. The Maruti Swift is one of India's most popular hatchbacks, weighing in for quite some time with low prices and car looks. But is it safe?

The Maruti Swift NCAP rating is very important in determining safety standards. In this comprehensive guide, we will examine the NCAP rating of Swift, its safety features, and everything else you need to know about its crash test performance.

What is NCAP, and Why is it Important?

The New Car Assessment Programme (NCAP) is a known safety evaluation that tests how the car protects occupants in the case of a collision. The vehicle structure and systems of safety of the car can be simulated and tested to discover how they act in different accident scenarios.

The NCAP rating of Swift is based on its performance in crash tests, including:

• Adult Occupant Protection (AOP) – This is meant to check the safety of adult passengers.
• Child Occupant Protection (COP) – This is meant to assess the effectiveness of child safety measures.
• Safety Assist Features – This reviews safety technologies like airbags, stability control, and braking assistance.

A higher Maruti Suzuki Swift safety rating means better protection for passengers, making it an important metric for buyers who prioritise safety.

Maruti Swift Global NCAP Rating: How Safe is the Swift?

The latest test results show:

• Adult Occupant Protection (AOP): 19.19 out of 34 points.
• Child Occupant Protection (COP): 16 out of 49 points.

Also Read: Maruti Suzuki Ertiga Global NCAP Safety Rating

Breakdown of Swift Car Safety Rating

Key Findings from the NCAP Crash Test for Maruti Swift

The NCAP crash test results provide valuable insights into the safety performance of the Maruti Swift:

• Chest Protection Assessment: The frontal impact test highlighted some areas for improvement in chest protection for the driver, suggesting the need for stronger protection in certain scenarios.
• Child Safety Considerations: The test results indicated that the child restraint system could benefit from further enhancements to reduce forward movement during a crash.
• Safety Assist Features: The Maruti Swift offers essential safety features but could be further improved by adding more advanced safety technologies, such as more airbags or active safety systems.
• Structural Integrity: The body shell of the Swift performed adequately but could be reinforced to better absorb impact forces, ensuring enhanced protection in severe crashes.

Maruti Swift Safety Features: What’s Included?

The Maruti Swift safety rating offers a range of safety features designed to enhance passenger protection, although there is always potential for further improvement. Depending on the variant, you can expect the following safety features:

• Dual Front Airbags: Basic protection in the event of a frontal collision.
• Anti-lock Brake System (ABS) with Electronic Brakeforce Distribution (EBD): Wheel locking to provide better brake performance.
• Electronic Stability Program (ESP): Stability in slippery conditions.
• ISOFIX Child Seat Mounts: A secure anchorage system for child seats.
• Rear Parking Sensors: Detect obstacles while reversing.
• Seatbelt Reminder: Alerts front-seat passengers to buckle up.
• Central Locking & Keyless Entry: Added security against unauthorised access.

How to Improve Safety in a Maruti Swift?

If you own or are planning to buy a Maruti Swift, here are a few ways to enhance its safety:

• Install Additional Safety Equipment: Aftermarket upgrades like dash cams, seatbelt reminders, and better tyres can improve safety.
• Drive Responsibly: Practicing cautious and responsible driving enhances safety and ensures a secure driving experience in the Maruti Suzuki Swift.
• Make Sure You Have a Strong Car Insurance Policy: Regardless of your car’s NCAP rating, having car insurance offers financial protection in case of an accident.

Also Read: Maruti Suzuki Celerio Global NCAP Safety Ratings

Maruti Swift Car Insurance Policy: Why It’s Important

Given the Maruti Swift star rating, having a car insurance policy is essential to mitigate risks associated with accidents. A comprehensive four-wheeler insurance plan from Bajaj Allianz General Insurance Company can protect against:

• Accidents and Collisions: Covers repair costs due to road accidents.
• Theft & Vandalism: Provides compensation if your vehicle is stolen or damaged due to unlawful activities.
• Natural Disasters: Protection against damage from floods, cyclones, and earthquakes.
• Third-Party Liability: Covers legal and financial obligations if your car causes harm to others.

How to Find the Best Car Insurance for Your Maruti Swift?

Here are the factors you should keep in mind before selecting car insurance: 

• Compare Policies Online: Use a car insurance calculator to compare plans and premiums before purchasing.
• Look for Custom Add-Ons: Features like zero-depreciation cover, engine protection, and roadside assistance can enhance protection.
• Check the Claim Settlement Ratio: Opt for an insurer like Bajaj Allianz General Insurance Company with a high claim approval rate for a hassle-free experience.

By choosing the right car insurance policy from Bajaj Allianz General Insurance Company, you ensure financial security and legal compliance while driving your Maruti Swift.

FAQs

Is the Maruti Swift safe for families?

The Swift comes equipped with essential safety features. However, families prioritising top-tier safety standards may consider additional enhancements or higher-rated models.

Can I make my Maruti Swift safer?

Yes. Opting for and adding extra safety features and practising responsible driving can significantly enhance the safety of your Maruti Swift.

Does the NCAP rating affect my insurance premium?

The NCAP rating itself does not directly determine your insurance premium. Insurance premiums are based on several factors. The insurer’s guidelines and circumstances primarily determine the premium. It's always best to compare different policies using a car insurance calculator to find the most suitable coverage at competitive rates.

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**Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

***Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.