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General Insurance

Extended Warranty Insurance

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Extended Warranty Insurance

Your gadgets, our protection

Coverage Highlights

What’s in it for you?
  • Cashless service in 400+ cities across India

  • Coverage for up to 3 years

  • Repair as well as replacement coverage

Inclusions

What’s covered?
  • Comprehensive coverage against manufacturing defects, for up to 3 years from the time you bring home

There are certain things that are non-negotiable such as using quality accessories from the same brand and using approved electrical outlets and fittings that are compatible with the appliance in question; however unforeseen mishaps such as repeated power outages or voltage fluctuations can impact the performance of your device over a period of time and we offer cover from the same.

  • Genuine Spare parts & Quality Servicing

Our extensive service network spread across the country complies with Bureau of Indian Standards (BIS) regulations when it comes to using genuine, high quality replacement parts. If unforeseen material or poor workmanship related defects are detected, we get the device replaced free of charge within the terms of the policy.

  • Wide coverage at value for money costs

When you compare the cost to the benefits you get, you can see why online Bajaj Allianz Extended Warranty is a clear winner. As compared to the Annual Maintenance Contract provided by manufacturers or dealers, we provide your appliances with much wider coverage and that too at a far lesser cost.

  • Flexibility of purchase

Didn’t buy Extended Warranty at the time of purchase? It’s not too late. We offer you the flexibility of purchasing your cover within 180 days of the date of invoice.

Exclusions

What’s not covered?
  • Unreasonable Usage

For Extended Warranty Insurance coverage to apply, you need to follow the instructions in the user manual. Approved accessories, compatible electrical fittings, adequate ventilation and supporting stands need to be used to enable safe and reliable operation of the gadget. In the absence of reasonable precautions, we’re sorry but we may not be able to honour your claims.

  • Overlapping Coverage

Certain components of your appliance may enjoy extended manufacturer warranty as compared to others. For instance, the compressor of your refrigerator normally carries a greater warranty period. Such parts that are under extended manufacturer warranty are not covered by us.

  • External Events

We only cover technical defects. If your kitchen appliance or consumer durable has been damaged due to theft, explosion, fire, water seepage, acts of god etc, we can only offer our best wishes.

  • Overuse

If excessive usage of the goods causes it to malfunction, Extended Warranty does not apply. Examples include electrical short circuit, overload etc that result in accelerated wear and tear.

  • Change of Ownership

If the insured product is sold to another party or used for commercial purposes, under the terms of Extended Warranty, coverage will not be applicable.

BAJAJ ALLIANZ Extended Warranty Insurance

Picture this: You’re enjoying the TV premiere of a Bollywood blockbuster and just as the climax rolls by, there is an electrical fluctuation and the screen blanks out! The weekend you’d been longing for has just turned into a nightmare. Despite your best attempts, you cannot get the TV going again, even as the fleeting minutes turn into hours. When the technician finally examines your TV, the prognosis is not good.

He tells you that a circuit inside it has got burnt and unless your TV is covered under warranty, it means shelling out a small fortune for repairs. To your regret, you find out that the Original Manufacturer Warranty expired just last month! The upfront cost of buying an appliance and the additional burden of repairs and maintenance end up making your brand new LED TV less than the bargain you thought it was!

When your TV is covered under warranty, you can be at ease about any repairs during the period specified by the manufacturer. Most manufacturers offer warranties on their products to ensure long-term durability. User manuals included with most appliances contain detailed instructions on the installation, use and maintenance of their appliances.

Wouldn’t it be great if you could get an extension on warranty? If you’ve always thought that warranties can be fickle and do not deliver when you need them the most, you’re in for a treat. Bajaj Allianz has made life simpler for you by taking Extended Warranty Insurance from the realm of wishful thinking to reality.

 With Bajaj Allianz Extended Warranty Insurance, you can save both time and money. While your appliances save you time and make life more comfortable, with our extended coverage repair costs can be kept at bay, even after the original manufacturer warranty has expired. What’s more, with Bajaj Allianz, you are assured world-class customer service where your claims are settled speedily and any questions you have are answered in a friendly and professional manner.

If you’re a homemaker, a malfunctioning oven or grill can impact not just the cooking routine but also any leisure activities with the kids that you may have lined up for the evening. As disappointing as that is for the kids, you cannot be sure that you’ll be get it serviced quickly and affordably. This can have a telling effect on your monthly budget and family time. While such instances cannot be controlled or even predicted, you need an effective way to handle both the costs and time required to deal with them.

As a busy professional, juggling the responsibilities of home and work can become harder when an electrical device or consumer appliance stops running. With online Extended Warranty Insurance, you can ensure that your day is not completely derailed by a random act of fate! The result: it is business as usual.

Your electronic devices help you get more done even when you’re at work. Your laptop and mobile phone can help you run an entire business between them. However, these devices are as vulnerable as they are versatile. Bajaj Allianz Extended Warranty Insurance protects you from having to spend anxious moments and covers your electronic devices, allowing you to excel at work. If you have a small team of professionals in your team, getting Bajaj Allianz Extended Warranty makes strong business sense as it helps you minimize risks arising from unintentional damage and makes your business resilient.

Spending hours reading the terms and conditions of warranty can get disappointing when you realize that it is only available for a limited duration. Not anymore. With Bajaj Allianz online Extended Warranty Insurance, you can extend the warranty period offered by the manufacturer by a period of up to 3 years. With a few clicks, you can rest assured that your appliances can be used to the fullest, without worry. We’re here to take care of any damages!

SOUNDS GOOD! BUT WHY SHOULD I GET EXTENDED WARRANTY FROM BAJAJ ALLIANZ?

When buying electronic appliances, you’d spend considerable time and effort getting the latest model from the topmost brand. Why? Because, you’d expect any appliance you buy to be durable and efficient. We’re sure that besides product specifications, you’d also keep an eye on the terms of warranty offered. That’s because you’d want to ensure that your device remains serviceable at no additional cost for as long as possible. But as the law of diminishing returns demonstrates, over a period of time the amount of effort and money it takes to keep an appliance operational, steadily increases.

 With Bajaj Allianz Extended Warranty Insurance, you can ensure that besides the initial costs of purchasing an appliance, all other repair and maintenance costs are taken care of, even if the appliance ultimately requires replacement. You continue to enjoy warranty coverage for an extended period of time making you worry-free. Bajaj Allianz Extended Warranty Insurance enhances the life of your electronic appliances even after the expiration of the original warranty provided by the manufacturer.

Buying an Extended Warranty plan from Bajaj Allianz puts you in an exclusive club of quality and cost conscious consumers who want to maximize their returns on investment. Here’s why Bajaj Allianz Extended Warranty Insurance is a flexible and affordable option to protect your electronic appliances:

Inclusions :

Comprehensive coverage against manufacturing defects, for up to 3 years from the time you bring home your appliance

There are certain things that are non-negotiable such as using quality accessories from the same brand and using approved electrical outlets and fittings that are compatible with the appliance in question; however unforeseen mishaps such as repeated power outages or voltage fluctuations can impact the performance of your device over a period of time and we offer cover from the same.  

Genuine Spare parts & Quality Servicing

Our extensive service network spread across the country complies with Bureau of Indian Standards (BIS) regulations when it comes to using genuine, high quality replacement parts.

If unforeseen material or poor workmanship related defects are detected, we get the device replaced free of charge within the terms of the policy.

Wide coverage at value for money costs

When you compare the cost to the benefits you get, you can see why online Bajaj Allianz Extended Warranty is a clear winner.

As compared to the Annual Maintenance Contract provided by manufacturers or dealers, we provide your appliances with much wider coverage and that too at a far lesser cost. 

Flexibility of purchase

Didn’t buy Extended Warranty at the time of purchase? It’s not too late. We offer you the flexibility of purchasing your cover within 180 days of the date of invoice.

Exclusions : 

Unreasonable Usage

For Extended Warranty Insurance coverage to apply, you need to follow the instructions in the user manual. Approved accessories, compatible electrical fittings, adequate ventilation and supporting stands need to be used to enable safe and reliable operation of the gadget.

In the absence of reasonable precautions, we’re sorry but we may not be able to honour your claims. 

Overlapping Coverage

Certain components of your appliance may enjoy extended manufacturer warranty as compared to others. For instance, the compressor of your refrigerator normally carries a greater warranty period. Such parts that are under extended manufacturer warranty are not covered by us.

External Events

We only cover technical defects. If your kitchen appliance or consumer durable has been damaged due to theft, explosion, fire, water seepage, acts of god etc, we can only offer our best wishes.

Overuse

If excessive usage of the goods causes it to malfunction, Extended Warranty does not apply.  Examples include electrical short circuit, overload etc that result in accelerated wear and tear.

Change of Ownership

If the insured product is sold to another party or used for commercial purposes, under the terms of Extended Warranty, coverage will not be applicable.

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FAQ's

Who Can Buy Extended Warranty?

The Extended Warranty product has been designed to cater to the requirements of owners of various electronic, electrical appliances, kitchen appliances, furniture and fixtures, portable equipment's like camera, laptop, mobile etc., who wish to avail of an Insurance Protection for loss or damage caused by Manufacturing Defects after the expiry of th

When Can You Buy Extended Warranty?

You can buy this policy either on the same date of purchase of the asset or any time before of the expiry of the manufacturer's Warranty on the asset. If you want to buy this cover after 6 months from date of purchase of Asset but before the expiry of the Manufacturer's Warranty, a loading on the premium will apply as per the below Delay in Insu

Why Bajaj Allianz Extended Warranty?

Bajaj Allianz Extended Warranty offers you peace of mind by giving you a financial cover for unexpected repair work related to your insured asset. Here are some of the reasons for considering the Extended Warranty insurance from Bajaj Allianz: ✓ Comprehensive coverage on parts and labour ✓ Unlimited repairs during EW period, subject to sum assu

What are the major exclusions?

Some of the major exclusions include: ✓ Physical/liquid/fire or any damage due to any external sources ✓ Commercial/rental/profit generation usage of the insured asset ✓ Excessive usage: overloading, strain, short circuit, over running, wear and tear, abnormal electrical/gas/water supply etc. ✓ Service calls which do not involve mal

How to get premium estimate for your asset?

To get an estimate of the premium payable for your asset, you need to visit the Bajaj Allianz Website. Based on the information you share, you’ll get the details of the premium amount that needs to be paid.

What is Sum Insured?

The sum to be insured for various assets should be equal to their original purchase price.

What is covered?

We cover the repair or replacement cost of your Insured Asset caused by a breakdown arising out of manufacturing defects and/or due to poor workmanship of the service personnel of the authorized workshops during the policy period. By a breakdown, we are referring to mechanical and/or electrical failure that causes your asset to not function in its

What Documents Will Be Required At The Time Of Opting For This Product

You’ll need the Product/Sale Invoice when you buy the extended warranty insurance.

What Would Be Claim Process?

For any assistance on extended warranty claims, please call 1800-209-1021 or mail us on ew.cda@bajajallianz.co.in You can also use the below links to register your claim online or check the status of your claim: To register a claim click here To check claim status click here

Why should I buy comprehensive vehicle insurance policy?

Investing in a comprehensive car insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive car insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive car Insurance?

"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my car insurance?

You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?

Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?

Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?

Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in car insurance?

It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?

Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?

No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?

The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in car insurance?

Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my car insurance provider at renewal?

Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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