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tips for choosing the best travel insurance deductible
Aug 10, 2022

Baggage Insurance : Coverage & Types

Travel can be a great part of our lives. Whether travelling with your family or friends or exploring new places solo, travelling means different things to different people. For some, it can mean a bonding experience with their partner or children, while for others, it can mean a spiritual experience away from the mundane routine of daily life. While travel in itself can be a joyous experience, the planning and transit involved can be stressful. Among the many things that one needs to take care of, baggage is an important one. From packing the required belongings to making sure that the baggage has safely reached the preferred destination, it can be quite the hassle. Therefore, opting for baggage insurance can help ease the burden and offer peace of mind while travelling - so that you can focus more on the feel-good part of the overall experience.

What is baggage cover in travel insurance plans?

Baggage insurance is a type of travel insurance where the accompanied baggage of the policyholder is insured against unexpected damages or losses. The term baggage is not limited to luggage, but also includes personal items of the traveller. This insurance cover provides comprehensive coverage to such baggage from events such as theft, fires, damages, accidents, and more. Baggage insurance also goes on to cover the check-in baggage and any damages to it caused during the duration of the flight or by the airline staff. It also includes delayed arrival by offering a reimbursement over and above the airline-offered compensation for the policyholder’s luggage. Some policies even include protection for any additional baggage that may be purchased during the duration of the trip. * Standard T&C Apply While you can purchase baggage insurance as part of your travel insurance plan, it also can be bought as standalone insurance cover.

What are the reasons for buying a baggage insurance policy?

Baggage insurance is a smart way to ensure hassle-free travel without having to worry about any loss of luggage that might require you to buy any necessary items again. Here are some reasons to consider buying a baggage insurance plan:
  • Financial compensation

A baggage insurance plan ensures financial compensation for the loss of baggage and its contents during your travels. *
  • Reimbursement of expenses

A situation of lost baggage requires you to generally purchase new and necessary items. These costs of additional purchases due to lost baggage are compensated by the insurance company. *
  • Stress-free travels

With baggage insurance cover as a part of travel insurance for senior citizens or students, you can be rest assured that any loss of baggage or even delays or damages will be reimbursed by the insurance company. * * Standard T&C Apply

What are the types of baggage insurance policies?

Depending on the type of trip, a baggage insurance cover extends to cover your travels. This can be classified into three types: single trip baggage insurance, multi-trip baggage insurance and baggage insurance for specific items. Make sure to select a baggage insurance plan based on the duration of your trip, as it ensures comprehensive coverage until you are back home. Don’t forget to Checkout travel health insurance & its coverage offered by Bajaj Allianz General Insurance. * Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

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