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Exploring Vehicle Ownership Transfer: A Guide for Online and Offline Methods
Nov 21, 2023

Vehicle Ownership Transfer: A Step-by-Step Guide for India

Are you planning to sell or purchase a vehicle in India? If so, understanding the process of vehicle ownership transfer is crucial. Whether you're dealing with a car or a bike, knowing the right steps to transfer ownership can save you time, effort, and potential legal troubles. Let’s explore the various methods of transferring vehicle ownership in India, both online and offline, while also highlighting the importance of two wheeler insurance and bike insurance transfer.

What Is Vehicle Ownership Transfer?

Vehicle ownership transfer is the legal process of transferring the rights and responsibilities of a vehicle from one person to another. In India, it involves updating the registration certificate (RC) with the new owner's details after a vehicle is sold or purchased. During ownership transfer, necessary documents such as the original RC, insurance policy, pollution under control (PUC) certificate, address proof, and identity proof of both the buyer and the seller are submitted to the Regional Transport Office (RTO) or through the online portal.

Offline Method: Through the Regional Transport Office (RTO)

The traditional method of transferring vehicle ownership involves visiting the Regional Transport Office (RTO):

- Obtain A No Objection Certificate (NOC)

If you're the seller, you must first obtain an NOC from the RTO where the vehicle was originally registered. This document states that there are no pending dues or legal issues associated with the vehicle.

- Sale Agreement

Create a sale agreement with the buyer, including details such as the vehicle's make, model, registration number, and the agreed-upon price. Both parties should sign the agreement, and it should be notarized.

- Form 29 and Form 30

Complete and sign Form 29 (Notice of Transfer) and Form 30 (Application for Transfer of Ownership). These forms can be obtained from the RTO or downloaded from their official website.

- Submit Required Documents

Along with the completed forms, submit documents such as the original registration certificate (RC), insurance policy, pollution under control (PUC) certificate, address proof, and identity proof of both the buyer and the seller.

- Payment of Transfer Fee

Pay the prescribed fee for ownership transfer at the RTO. The fee varies depending on the type of vehicle and its age.

- Vehicle Inspection

The RTO may conduct a physical inspection of the vehicle to verify its condition and ensure that it matches the details mentioned in the documents.

- Issue of New RC

Once all the formalities are completed, the RTO will issue a new registration certificate in the buyer's name.

Online Method: Through Parivahan Sewa Portal

To make the ownership transfer process more convenient, the Government of India has introduced the Parivahan Sewa portal. Here's how you can transfer ownership online:
  1. Visit the Parivahan Sewa website (parivahan.gov.in) and select your state.
  2. Fill in the required details of the buyer, seller, and the vehicle. Upload the necessary documents, including the RC, insurance policy, pollution certificate, and address and identity proofs.
  3. Pay the applicable fees online through net banking, credit card, or debit card.
  4. Submit the application and wait for verification. The concerned RTO will review your application and documents.
  5. If everything is in order, the RTO will process your application and issue a new RC in the buyer's name.

Importance of Two-Wheeler Insurance or Bike Insurance Transfer

While transferring vehicle ownership, it is crucial to consider the insurance aspect. Two-wheeler insurance is mandatory in India under the Motor Vehicles Act, and the policy should be transferred to the new owner. Here's why it's important:

- Continuity of Coverage

Doing a bike insurance transfer ensures that the new owner enjoys uninterrupted coverage. In case of any unfortunate events, such as accidents or theft, the policy will provide financial protection.^ ^Claims are subject to terms and conditions set forth under two-wheeler insurance policy.

- Legal Compliance

If the bike is involved in an accident after the ownership transfer but the insurance policy is still in the previous owner's name, it can lead to legal complications. Transferring the policy ensures compliance with the law.

- No Claim Bonus (NCB)

If the previous owner had a claim-free year, they would have earned an NCB. By transferring the policy, the new owner can avail of this benefit, which can significantly reduce the premium for the next renewal. To transfer the vehicle insurance policy, the buyer and seller should submit a written request to the insurance company, along with the necessary documents such as the sale agreement, Form 29 and Form 30, and the new RC.


Transferring vehicle ownership in India involves specific procedures and documentation. By following the offline method through the RTO or utilizing the online platform of Parivahan Sewa, you can easily complete the transfer process. Remember to transfer the two-wheeler insurance policy as well, ensuring the new owner is protected against any unforeseen events. Stay informed, follow the guidelines, and enjoy a hassle-free ownership transfer experience.   *Standard T&C Apply. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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