How to Find Motor Insurance Details & Insurance Policy Number by Vehicle Registration Number?

Owning a car in India not only comes with the convenience of travel but also a lot of responsibilities. One of the most crucial responsibilities is to ensure that the vehicle is insured with a motor insurance policy. Motor insurance provides financial protection against damages caused to the vehicle or any third-party liabilities in case of an accident. However, as a car owner, it is equally important to have all the necessary details about your motor insurance policy, including the policy number, insurer details, and coverage benefits. In the past, finding these details could be a cumbersome task, involving multiple visits to the insurance office and endless paperwork. However, with the advancement of technology, accessing motor insurance details and policy numbers by using the vehicle registration number has become much easier. In this article, we will guide you through the process of finding motor insurance details and policy number by using the vehicle registration number, all at your convenience.

Through the IIB Website

One of the most common ways to find car insurance details by registration number is through the Insurance Information Bureau (IIB). IIB is a central repository of all the insurance policies issued in India. It provides a platform for insurers to share policy-related information and helps policyholders to access their policy details. To find motor insurance details by registration number through IIB, follow the steps below:

• Step 1: Visit the IIB website (https://iib.gov.in/).
• Step 2: Click on the ‘Know Your Insurance Policy’ tab on the homepage.
• Step 3: Enter the vehicle registration number and other necessary details like the policy start date and expiry date.
• Step 4: Enter the captcha code and click on the ‘Search’ button.

Once you click on the ‘Search’ button, you will be able to view the policy details like the policy number, insurer details, policy start and expiry date, and coverage benefits.

Through the IRDAI website

Another way to find comprehensive motor insurance details by registration number is through the website of the Insurance Regulatory and Development Authority of India (IRDAI). IRDAI is the regulatory body for insurance in India, and its website provides a variety of services for policyholders. To find motor insurance details by registration number through the IRDAI website, follow the steps below:

• Step 1: Visit the IRDAI website (https://www.irdai.gov.in/).
• Step 2: Click on the ‘Motor Insurance Service’ tab on the homepage.
• Step 3: Select the ‘Know Your Insurance Details’ option.
• Step 4: Enter the vehicle registration number and other necessary details like the policy start date and expiry date.
• Step 5: Enter the captcha code and click on the ‘Search’ button.

Once you click on the ‘Search’ button, you will be able to view the policy details like the policy number, insurer details, requirements for vehicle insurance claims, policy start and expiry date, and coverage benefits.

Through the insurance company’s website

In addition to the IIB and IRDAI websites, many insurance companies also provide online services to their policyholders. These services allow policyholders to access their policy details, make premium payments, and file claims online. To find different types of motor insurance details by registration number through the website of your insurance company, follow the steps below:

• Step 1: Visit the website of your insurance company.
• Step 2: Look for the ‘Customer Service’ or ‘Policyholder Services’ section.
• Step 3: Click on the ‘Policy Details’ or ‘Know Your Policy’ option.
• Step 4: Enter the vehicle registration number and other necessary details like the policy start date and expiry date.
• Step 5: Enter the captcha code and click on the ‘Search’ button.

Once you click on the ‘Search’ button, you will be able to view the policy details like the policy number, insurer details, policy start and expiry date, and coverage benefits.

Conclusion

In conclusion, finding motor insurance details and policy number by using the vehicle registration number is a hassle-free process that can be done online. With the centralised platforms provided by the IIB and IRDAI websites, along with the online services offered by insurance companies, accessing policy details and making vehicle insurance claims has become a quick and convenient task. As a responsible car owner, it is important to stay updated with your motor insurance policy and have all the necessary information readily available. It not only ensures that you are adequately protected in case of accidents but also saves time and effort in case of any future claims or renewals. By following the simple steps outlined in this article, you can easily find your motor insurance details and policy number by using the vehicle registration number and have peace of mind while driving on Indian roads. Remember, having comprehensive motor insurance is not a legal requirement, but instead a smart investment for your car and your safety.   * Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.