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Motor Blog
07 Jul 2025
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The Indian automotive landscape is evolving rapidly, with connected cars emerging as a transformative trend. These vehicles, integrated with internet-based technology, offer an elevated driving experience by enabling real-time communication between the car, driver, and surroundings.
From remote diagnostics to infotainment and safety alerts, connected vehicles ensure greater convenience and control. As the industry progresses, insurers like Bajaj Allianz General Insurance Company are also offering tailored motor insurance solutions to support the growing ecosystem of connected mobility.
A connected car is a vehicle equipped with internet access and communication technologies that allow it to interact with other systems, both inside and outside the vehicle. It uses embedded software and sensors to gather data, connect to smartphones, and interact with infrastructure or other vehicles. These cars provide services like navigation, diagnostics, safety updates, and entertainment, offering a smarter and more responsive driving experience.
Connected cars operate through embedded telematics units that combine hardware, software, and connectivity modules. These units link the vehicle to the internet using cellular networks, allowing it to send and receive data in real-time.
The system collects data from various sensors, enabling services such as GPS navigation, emergency assistance, remote monitoring, and vehicle health diagnostics. It can also sync with smartphones for hands-free operations and access to apps. The car’s Electronic Control Unit (ECU) processes all the data to ensure safety, performance, and user convenience.
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Enables vehicles to communicate directly with each other, sharing data on speed, location, and direction. This reduces the risk of collisions and helps maintain safe distances.
Cars interact with road infrastructure like traffic lights, toll booths, and road signs. V2I helps manage traffic flow and informs drivers about road conditions or signal timings.
An umbrella term that includes V2V, V2I, and V2P (Vehicle-to-Pedestrian), V2N (Vehicle-to-Network), etc. V2X enhances overall traffic management, road safety, and environmental efficiency.
Vehicles can detect pedestrians via smartphones or wearable devices, reducing accidents in crowded urban areas.
Provides real-time access to cloud-based services such as navigation, entertainment, or weather updates via mobile networks.
Car Model | Manufacturer | Connectivity Features |
Hyundai Creta | Hyundai | Bluelink, remote start, SOS alerts |
MG Hector | MG Motor | i-Smart system, voice assist, OTA |
Tata Nexon EV | Tata Motors | ZConnect, live tracking, geo-fencing |
Kia Seltos | Kia | UVO connect, smart alerts, remote ops |
Mahindra XUV700 | Mahindra | AdrenoX, Alexa integration, OTA |
Connected vehicles allow insurers to collect data on driving habits, usage patterns, and vehicle health. This enables usage-based insurance (UBI) models, where premiums are calculated based on actual vehicle usage and driving behaviour. Motor Insurance by Bajaj Allianz General Insurance Company can thus offer dynamic and personalised coverage at 7,200+ cashless garages across India.
Bajaj Allianz General Insurance Company has embraced the future of automotive mobility with smart solutions for connected vehicles. Their offerings include usage-based insurance plans, real-time claim support, and emergency roadside assistance integrated with connected car platforms. The company also provides mobile app features that allow policyholders to track driving behaviour, monitor vehicle health, and instantly access policy details. With a focus on innovation, Bajaj Allianz ensures that owners of connected cars enjoy not just enhanced protection but a holistic, digitally-driven experience.
The future of connected cars in India looks promising with the integration of 5G connectivity, enabling ultra-fast data transmission for real-time responses. AI-powered in-car assistants are evolving to provide predictive suggestions, enhancing driver convenience. Cybersecurity advancements are also gaining traction to protect vehicle data. Moreover, integration with smart cities will allow seamless traffic management, parking solutions, and environmental monitoring. As connected tech matures, expect more collaborations between automakers, tech giants, and insurers
Also Read: What is Handbrake in Cars and How to Use It?
Connected cars are redefining the future of mobility by blending technology with transportation. From improved safety and real-time insights to enhanced insurance options and entertainment, they offer a holistic driving experience. As this technology continues to mature in India, both automakers and insurance providers are working hand-in-hand to unlock its full potential.
It allows cars to collect, analyse, and share data in real-time, improving safety, maintenance, and user convenience.
Not necessarily. While automated vehicles may be connected, a connected car focuses more on communication features than autonomous driving.
Connected cars are vehicles integrated with the internet and communication technology, allowing them to interact with external systems and devices.
Challenges include high costs, data privacy concerns, and potential cybersecurity vulnerabilities.
It can automatically alert emergency services, share GPS coordinates, and provide vehicle diagnostics for timely assistance.
It refers to the system of sensors and internet-connected devices that collect and transmit data to enhance vehicle performance and user experience.
Automated vehicles focus on self-driving features, while connected vehicles prioritise internet-based communication and real-time data sharing.
*Standard T&C apply
**Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
***Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
****Disclaimer: Vehicle specifications, features, and pricing may vary, and it is essential for readers to verify the latest information from authorised dealerships, manufacturers, or reliable sources before making any purchasing decisions.
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