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Dec 14, 2023

Buy & Renew Car Insurance Online In Delhi

The city of Delhi has many crowns to its name. From being a Mughal favourite in the past to being the metropolitan city it is in the present, Delhi has always seen a constant flow of people and trade. Today, Delhi city is also a Union Territory and is essentially composed of two components - the historic area known as Old Delhi, and New Delhi, the capital of India. Being a highly populous city, it is not surprising to know that the number of motor vehicles in the city is also quite high. While the rising sales of motor vehicles in the city show a certain level of progress, it also means higher chances of accidents and collisions. This, as well as other reasons, make it important for all car owners to have car insurance in Delhi. What’s more, if you do not have the time to drive all the way to the insurance branch, you can also buy and renew car insurance online. Let’s learn about this in detail.

Importance of Buying Car Insurance in Delhi

There are many reasons why having car insurance in Delhi is crucial as well as beneficial. These reasons are:

Compliance with the law*

As per the Motor Vehicles Act of 1988, all motor vehicle owners should have mandatory third-party insurance coverage. This type of coverage offers financial support if the insured car gets involved in an accident that causes harm to a third party, their car or their property. Failure to have third-party car insurance can lead to applicable fines as per prevalent laws if caught by an official.

Financial protection against road accidents*

Delhi experiences a high flow of traffic on a regular basis, with cars, two-wheelers and other motor vehicles plying the roads continuously. Unfortunately, this also means that the risk of accidents is higher. If a major collision happens, you may have to shell out a considerable amount of money. This can be avoided with a car insurance policy. For third-party damages, a third-party plan can come to the rescue. However, what about the damage to your car? This can be taken care of with a comprehensive car insurance plan. Along with third-party liabilities, this type of car insurance plan covers damages to one’s own car during accidents as well as other events.

Financial protection from theft*

Losing their precious four-wheeler to theft is a nightmare for most car owners. Unfortunately, the Delhi-NCR area is notorious for vehicle theft. Thus, if you own a car in Delhi, the risk of theft can be considerably high depending on the area you live in. With a comprehensive car insurance plan, if you do lose your car to theft, housebreaking or burglary, you receive adequate compensation. While this compensation may not bring back your car, it may help you tide over the financial loss with more ease.

Financial protection from natural disasters and manmade calamities*

A comprehensive car insurance plan also provides financial support if a natural disaster or manmade calamity damages your car. Some natural disasters covered by a comprehensive plan include earthquakes, floods, typhoons, storms, landslides, and so on. Riots, strikes, malicious activity, and accidental external means, are some manmade events covered similarly under comprehensive motor insurance plans. Claims are subject to terms and conditions set forth under motor insurance policy. Now that you know the benefits of a comprehensive motor insurance plan, you may want to buy one. For that, you no longer need to step out of your house, as insurance can be purchased and renewed online.

How to Buy Car Insurance Online in India? 

Here’s an easy guide on how to buy car insurance in Delhi online:

Visit the website

Visit our website at www.bajajallianz.com and browse through to the relevant page.

Enter details 

Enter the make and model of the car, its year of registration, city, and so on.

Choose plan

Select a plan from the ones available, as per your needs.

Mention existing plan details

If you have any existing plan/s, then enter the details at this juncture.

Make the payment 

Once all details have been entered, a quote will be generated. For comprehensive plans, the quote will include the price of the premiums including any add-ons or additional features selected. One can also renew car insurance in Delhi online by following a similar process as the above. Before buying car insurance in Delhi, one must look at several factors before finalising a plan, such as:*
  1. Inclusions and exclusions of the policy
  2. Total coverage and add-ons offered within the policy’s scope
  3. The claim settlement ratio and other credibility aspects of the insurer
  4. A balance between coverage and premium, and so on.
Claims are subject to terms and conditions set forth under motor insurance policy. You can also use tools such as the car insurance calculator to get an estimate of the premium after you have considered the above factors.   *Standard T&C apply. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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