Denial of health insurance claim is something that most of you worry about. While we understand that this can be daunting, but the denial of health insurance claim can be avoided with a very simple trick.
The trick is to go through your policy document thoroughly, so that you are aware about the inclusions, coverages, benefits, features, SI (Sum Insured) opted by you and the exclusions of your health insurance policy. Knowing these details about your policy is very important because it ensures that you have a smooth claim settlement process.
If you file a claim for a treatment that is not included in your policy (is an exclusion), your claim will be rejected straight away. And, we do not want this to happen to you. So, here're some of the general exclusions of your health insurance policy that you should know, so that you face no trouble while filing a health insurance claim.
You can read our detailed brochure for each health insurance policy on our website, where you can know the specific exclusions and the generic exclusions as well. As we mentioned earlier, it is very important be aware of the exclusions of your health insurance policy, so that you do not face any problem when filing a claim.
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