Health insurance is a service that takes away the financial burden that you might have to bear in case of a medical emergency at any stage of your life. Health insurance is not just a tax saving tool, but it can be the best investment that you will make in your life.
It is recommended that you purchase a health insurance policy when you are young, typically when you start earning. Ideally, you can get the individual health insurance plan when you turn 18 years of age. However, if you have still not made this major investment of your life, do not fret. You still have a chance to secure your savings and rely on the health insurance policy to take care of finances, when you avail any health care services.
Know everything about health insurance policies and choose a plan proactively, keeping in mind all your requirements. There are pre-defined sets of documents that you need to supplement while buying insurance, as well as while filing a health insurance claim against your plan.
Following is the list of documents needed to apply for health insurance:
Besides these documents, insurance companies might require some specific set of documents or other relevant information based on their business rules, and also on the scrutiny of your proposal.
The documents needed for a claim are different than the ones needed for registering a claim.
If you go for a cashless claim, you need not worry about submitting any documents to the insurance company. The network hospital, where you received the treatment will send all the required documents as well as details of your treatment to your health insurance company.
However, in case you opt for claim settlement by reimbursement, you will need to submit the necessary documents to your insurance company, by collecting them from the hospital where you received the treatment. The insurance company will verify all the documents submitted by you and the claim amount will be directly deposited in your bank account.
Following is the list of documents required for health insurance claim settlement by reimbursement:
It is best advised that you maintain a copy of all the documents that you have submitted while applying for a health insurance policy and while registering a claim against the same. Visit our website, where you can find numerous customized health insurance products and choose the one that can fulfil all your requirements.
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