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Nov 17, 2023

Health Insurance Claim by Direct Click (CDC): A Comprehensive Guide

With changing lifestyles and people getting ill due to new infections, taking your health for granted in today’s time is a massive risk. Health insurance is a valuable safety net that provides financial protection when you or your loved ones face unexpected medical expenses. However, the claim process can sometimes be complex and time-consuming. To simplify and expedite the process, many insurers offer a convenient solution known as the Claim By Direct Click (CDC) Procedure. In this article, we will explore what the CDC Procedure is, its benefits, and how it streamlines the claim process.

Understanding Health Insurance

Health insurance is a critical component of financial planning, ensuring that you have access to quality healthcare without the burden of exorbitant medical bills. It covers various medical expenses, including hospitalization, surgeries, diagnostic tests, prescription medications, and more, depending on your policy. Claims are subject to terms and conditions set forth under health insurance policy.*

Claim By Direct Click Procedure (CDC) in Health Insurance

The Claim By Direct Click (CDC) Procedure is a modern, streamlined approach to the health insurance claim process. It leverages technology and digital platforms to simplify and expedite claims, making it more convenient for policyholders. Here's how it works:

Installing The App

Firstly, you need to install your insurer’s app on your phone, which allows you to file a claim on the app itself.

Creating Your Account

After the app has been downloaded, you need to create an account on the app. Make sure that the username and password you use to create the account is easy to remember. Next, you need to enter details of your policy, which would then be saved on the app, thus making it easier to file a claim without having to repeatedly enter details.

Filing A Claim

If you or your family member has been hospitalised, you can immediately file a claim from the app. Please note that the maximum claim amount allowed on the app is of ₹20,000. Make sure the amount you wish to claim is within the limit. Select the policy and choose the file claim option.

Entering Details

Enter the details of the patient, name of the hospital, city, and state. Provide additional details such as the reason for hospitalisation and estimated discharge date.

Uploading Documents

You are required to upload soft copies of hospital bills on the app, which would allow the insurer to thoroughly scrutinise your claim. Once the documents have been uploaded, you just need to submit the claim. The claim amount is credited directly to your account after your claim has been successfully processed. The Claim By Direct Click (CDC) Procedure minimizes the need for policyholders to handle paperwork and wait for claim reimbursement, thus making the health insurance claim process more efficient and hassle-free.

Benefits of the Claim By Direct Click (CDC)

Based on the procedure mentioned above, the benefits can be easily imagined:

Faster Claim Settlement

The Claim By Direct Click Procedure reduces the time it takes for your claim to be settled. This is especially crucial in medical emergencies when quick access to funds is essential.


It eliminates the need for you to pay for covered medical expenses upfront, reducing financial stress during a hospital stay.*

Digital Access

Mobile apps or online platforms allow you to initiate claims and track their status from the comfort of your home.

Reduced Paperwork

The digital nature of this procedure significantly reduces paperwork, simplifying the process and contributing to environmental sustainability.

Enhanced Transparency

You can easily access information about your policy, claim status, and coverage details through digital platforms.

Using a Health Insurance Premium Calculator

In addition to understanding the Direct Click Procedure, it's essential to make informed decisions when selecting a medical insurance policy. A health insurance premium calculator is a valuable tool for this purpose. Here's how it can help:

Policy Comparison

The calculator allows you to compare different health insurance policies based on premiums, coverage, and benefits. This helps you choose a policy that aligns with your budget and healthcare needs.


You can adjust various parameters, such as the sum insured, policy term, and coverage options, to see how they affect the premium. This customization allows you to tailor your policy to your specific requirements.

Budget Planning

By using the calculator, you can budget for your health insurance premium and make sure it fits comfortably within your financial planning.


Health insurance is a crucial part of your financial planning, offering protection and peace of mind in times of medical need. The Claim By Direct Click Procedure streamlines the claim process, making it more efficient and convenient for policyholders. By leveraging technology and digital tools, you can ensure that your medical insurance experience is hassle-free and provides the coverage you need when it matters most. *Standard T&C Apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.  

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