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பரிந்துரைக்கப்பட்டது

வணிக காப்பீடு

Employee Insurance

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விலைகூறல் பெற்று

முக்கிய அம்சங்கள்

Your Business, Our Priority

Coverage Highligths

Comprehensive plans for your valued employees

  • Medical Expenses Coverage

Covers treatment costs for workplace injuries

  • Employees Compensation Act Compliance

Ensures compensation as per law

  • Workplace Accident Liability

Covers legal liability for workplace accidents

  • Optional Policy Extensions

Offers additional coverage for enhanced protection

  • மன அமைதி

Ensures peace of mind to both employer and employees

  • Employee Attraction and Retention Tool

Choose from our holistic employee insurance policies to attract and retain employees

  • Many more

Type of Employee Insurance Policies

Choose the best suited plan for your unique requirements

  • குழு மருத்துவக் காப்பீடு

Provides health insurance coverage to a group of people, typically employees of a company or members of an organisation

  • குழு தனிநபர் விபத்துக் காப்பீடு

Provides financial protection to employees in the event of accidental death or disability

  • Employee Compensation Insurance

Provides financial protection to employees who suffer injuries or illnesses due to their job

  • குழு பயணக் காப்பீடு

Protects employees during business trips by covering medical expenses, trip cancellations, lost baggage, accidental death, emergency evacuations, and offering 24/7 travel assistance

Employee Insurance

motor

COMPREHENSIVE COVERAGE FOR YOUR EMPLOYEE

BestSeller

Group Heath Insurance

  • விரிவான மருத்துவக் காப்பீடு
  • In-patient and out-patient care
  • Emergency medical services
மேலும் அறிய

Group Accident Insurance

  • Accidental death benefits
  • Disability coverage
  • குழந்தைகள் கல்வி நன்மை
மேலும் அறிய

Employee Compensation Policy

  • Coverage for workplace injuries
  • Disability benefits included
  • மருத்துவ செலவு திருப்பிச் செலுத்துதல்
மேலும் அறிய

Employee Travel Insurance

  • Medical emergencies covered
  • Trip cancellations reimbursed
  • Lost baggage compensation
மேலும் அறிய

Why Insure Your Workforce with Bajaj Allianz?

அனைத்தையும் காண்பி
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Fast & hassle free claims settlement

Experienced team of claim handlers

Customisable coverage options

Customise your insurance as per your need
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Competitive plans

Exhaustive Coverage at competetive premiums

24x7 ஆதரவு

Quick and smooth claims with 24/7 dedicated customer help

பாலிசி ஆவணத்தைப் பதிவிறக்குக

Get instant access to your policy details with a single click.

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கையேடு
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பாலிசி விதிமுறைகள்
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முன்மொழிதல் படிவம்
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Claims Form
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வாடிக்கையாளர் தகவல்
Download all

Trusted Risk Advisor

Mobile Self Risk Assessment

PRIME Inspection app helps to evaluate quality of your property (Shop, Office, Plant or Others) having SI upto INR 50 crs. It is simple to navigate having multiple Q & A designed for client

Instant Generation of Risk Report

It helps Provide Risk Recommendations, Risk Quality Rating (RQR), Peer Comparison & GAP Analysis for the client

உங்கள் பயணத்தை தொடங்குங்கள்

அடிக்கடி ஒன்றாக வாங்கப்பட்டது

அனைத்தையும் காண்பி

Standard Fire & Special Perils Policy

  • Coverage for industrial units, warehouses, hotels etc
  • Protects against perils like fire, lightning, explosion, natural disasters, riots etc

Marine Open Policy

  • One policy, multiple shipments, zero hassle
  • Ensure seamless transit coverage all year round with one policy—no hassles, no interruptions

கமர்ஷியல் ஜெனரல் லையபிளிட்டி

  • Shields against liability due to third party bodily injury & property damage
  • Pays defense costs and fees

படிப்படியான வழிகாட்டி

To help you navigate your insurance journey

எப்படி வாங்குவது

  • 0

    Visit the Bajaj Allianz General Insurance website

  • 1

    Fill in the lead generation form with accurate details

  • 2

    Get quote, make payment and receive the policy documents

இப்போதே வாங்கவும்

எப்படி புதுப்பிப்பது

  • 0

    Contact the Policy Issuing Office

  • 1

    Review expiring policy and share necessary details

  • 2

    Receive renewal quote

  • 3

    Make renewal payment

  • 4

    Receive the renewed policy documents via email

இப்போது புதுப்பிக்கவும்

எவ்வாறு கோருவது?

  • 0

    Contact us through our customer service touchpoints

  • 1

    Submit the claim form along with the necessary documents

  • 2

    Provide details of the incident and any supporting evidence

  • 3

    Cooperate with the claims investigation process

  • 4

    Receive the claim settlement as per the policy terms

இப்போதே கோரவும்

மேலும் அறிய

  • 0

    For any further queries, please reach out to us

  • 1

    Toll Free : For Sales :1800-209-0144

  • 2

    Email ID: bagichelp@bajajallianz.co.in

எங்களை தொடர்பு கொள்ளவும்

விரைவு இணைப்புகள்

Instant help for your diverse needs

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ABHA

First Aid Term Translator

Local Emergency Number

Medical Facilities

Drive Smart

மோட்டார் கோரல் உதவி

சாலையோர உதவி

பாலிசியை புதுப்பி

My Policy

My E-Card

கருவிகள்

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கிளை இடம்காட்டி
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மருத்துவமனை இடம்காட்டி

ஆரோக்கியம்

Carefit
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Workshop Locator

இன்சூரன்ஸ் சம்ஜோ

ta
अ
அனைத்தையும் காண்பி
KAJNN

தீவிர நோய் காப்பீடு

KAJNN

Health Claim by Direct Click

KAJNN

தனிநபர் விபத்து பாலிசி

KAJNN

குளோபல் பர்சனல் கார்டு பாலிசி

Claim Motor On The Spot

Two-Wheeler Long Term Policy

24x7 சாலையோர/ஸ்பாட் உதவி

Caringly Yours (Motor Insurance)

பயணக் காப்பீடு கோரல்

ரொக்கமில்லா கோரல்

24x7 Missed Facility

பயணக் காப்பீட்டு கோரலை தாக்கல் செய்தல்

My Home–All Risk Policy

வீட்டு காப்பீட்டு கோரல் செயல்முறை

வீட்டுக் காப்பீடு பற்றி

வீட்டுக் காப்பீடு

Smart Reads, Right Coverage

அனைத்தையும் காண்பி
ClaimProcess

What You Should Know About The Workmen’s Compensation Cover

  • Workmen’s Compensation Cover
  • Special conditions applicable to the cover
  • Special exclusions under Workmen’s Compensation Cover
ClaimProcess

MSME காப்பீட்டு பாலிசிகள் உலகளாவிய விபத்து உடல் காயத்தை உள்ளடக்குகின்றனவா?

  • What is MSME insurance?
  • Understanding worldwide coverage for accidental bodily injury
  • Conditions applicable for worldwide accidental bodily injury
ClaimProcess

What Are The Duties And Obligations Of A MSME Insurance Policyholder

  • MSME insurance policies
  • Duties and obligations post-occurrence of an insured event
  • Key provisions and considerations
ClaimProcess

Exploring In Detail: Workmen’s Compensation Act

  • Workmen’s Compensation Act Cover
  • Special exclusions applicable to the Workmen’s Compensation Act Cover
  • Other coverages under Bharat Laghu Udyam Suraksha
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Create a Profile With Us to Unlock New Benefits

  • Customised plans that grow with you
  • Proactive coverage for future milestones
  • Expert advice tailored to your profile
செயலியை பதிவிறக்குங்கள்

ஏன் எங்களை தேர்வு செய்ய வேண்டும்

விருதுகள்
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Bajaj Allianz General Insurance won IBEX award
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Bajaj Allianz wins Product Innovator of the Year
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Bajaj Allianz earns top honours for customer excel

Bajaj Allianz won best usage of data analytics

எங்கள் வாடிக்கையாளர்கள் என்ன சொல்கிறார்கள்

Efficient Claim Processing

Our employee's accident was handled swiftly. The claims process was clear, and the settlement was fair. This helped us support our employee during a difficult time.

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Ramesh Patel

அகமதாபாத்

4.8

12th Oct 2023

Helpful Support Team

The support team was incredibly helpful in explaining the policy details and answering all our questions. They made setting up our company's workmen's compensation insurance hassle-free.

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Anjali Sharma

டெல்லி

4.6

3rd May 2024

விரைவான பாலிசி வழங்கல்

We needed to get our employee compensation insurance in place quickly, and this company delivered. The online process was fast, and we received our policy documents within a few hours.

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Priya Menon

சென்னை

4.7

22nd Nov 2023

விரிவான காப்பீடு

Comprehensive coverage; giving us peace of mind knowing our employees were protected. The detailed policy document was easy to understand.

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Sunita Kapoor

கொல்கத்தா

4.9

18th Jan 2024

Straightforward Renewal

Renewing our workmen compensation insurance was a breeze. The online portal is user-friendly, and the process was completed in minutes.

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Deepak Singh

சண்டிகர்

4.5

7 ஜுலை 2023

Fair Premiums

We found the premiums to be very competitive, especially considering the comprehensive coverage offered. It's a great value for small businesses like ours.    

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Meera Desai

சூரத்

4.6

14th Apr 2024

Proactive Assistance

I appreciate the proactive approach of the company with updates and reminders. Their commitment to customer service is truly commendable. We felt well-informed and supported throughout the process.

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Kavita Reddy

ஹைதராபாத்

4.8

1st Mar 2024

FAQ-கள்

What does Employee Compensation Insurance cover?
Workmen's compensation insurance usually covers medical expenses, wage loss, and disability benefits for employees injured at work. It provides compensation for temporary or permanent disabilities among other things. This insurance ensures that employees receive prompt financial support while employers meet statutory legal requirements.

Who is required to have Employee Compensation Insurance?
Employers in industries with higher risk levels, such as construction, manufacturing, or mining, are legally required to have workmen's compensation insurance. This coverage protects both full-time and temporary employees from financial hardships due to workplace injuries, ensuring compliance with labour laws and promoting a safe work environment.

How are claims processed in Employee Compensation Insurance?
When an employee is injured, the claim process starts with prompt notification to the insurer. The employee must submit a claim form along with medical reports and incident details. The insurer verifies the documentation, assesses the claim, and then processes compensation ensuring timely financial relief for the worker.

What documents are needed to file an employee compensation claim?
Essential documents include a duly filled claim form, medical reports, accident or incident reports, proof of employment, and any other relevant documents such as FIR or police reports in case of a major incident. Accurate documentation helps the insurer verify the claim and expedite the compensation process for the injured employee.

Can temporary workers also be covered?
Yes, workmen's compensation insurance can cover temporary & contractual employees as well. Employers often extend this coverage to all workers to comply with legal requirements & protect everyone on the job site. This inclusive approach ensures that all employees receive necessary financial support and medical benefits in the event of an accident.

What is Employee Compensation Insurance?
Employee compensation insurance provides financial protection for employees who suffer work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs.

Who needs Employee Compensation Insurance?
Employers in high-risk industries such as construction, manufacturing, and mining are typically required by law to have employee compensation insurance. This ensures that employees are protected in case of workplace accidents.

What injuries are covered under Employee Compensation Insurance?
The insurance covers injuries sustained during the course of employment, including accidents, repetitive stress injuries, and occupational diseases. It also covers injuries that occur off-site if they are work-related.

Are all employees covered under this Insurance?
Most policies cover full-time, part-time, and temporary employees. However, coverage details can vary from one policy to another, so it's important to review the specific terms of the policy.

What are the benefits of Employee Insurance for employers?
This insurance helps employers comply with legal requirements, reduces the risk of lawsuits, and promotes a safer work environment.

How do I file an employee compensation claim?
Notify your employer immediately after the injury occurs. Fill out a claim form and submit it along with medical reports and any other required documentation to the insurer.

What documents are needed to file an employee compensation claim?
Essential documents needed to file a claim under employee compensation insurance include a completed claim form, medical reports, accident or incident reports, proof of employment, and any other relevant documents such as police reports in case of a major incident.

How long does it take to process an employee compensation claim?
The processing time can vary depending on the complexity of the claim and the relevance & accuracy of the documentation provided. Prompt reporting and submission of all required documents can expedite the process.

What should I do if my employee compensation claim is denied?
If your claim is denied, review the reasons provided by the insurer. You can appeal the decision by providing additional evidence or documentation to support your claim.

Are there any exclusions in employee compensation claims?
Common exclusions include injuries resulting from intentional misconduct, self-inflicted injuries, and injuries sustained while under the influence of drugs or alcohol. Always review your policy for specific exclusions.

How do I renew my Employee Compensation Insurance policy?
Contact your insurer before the policy expiration date to discuss renewal options. Review your coverage needs and make any necessary adjustments to the policy.

Can I make changes to my employee insurance policy upon renewal?
Yes, you can update your policy to reflect any changes in your business operations, such as new job roles, increased workforce, or additional coverage needs.

What factors should I consider when renewing my policy?
Consider changes in your workforce, job roles, and any new risks that may have emerged. Review your past claims and adjust coverage limits as needed at the time of renewal as well.

Is there a grace period for renewing employee insurance policies?
Some insurers may offer a grace period, but there’s no guarantee. It’s important to renew your policy before it expires to avoid any gaps in coverage.

Can I switch insurers when renewing my Employee Compensation Insurance
No, you can’t switch the insurer for your existing employee insurance. However, you may get a new policy with a different insurer at the time of renewal if needed. Ensure there is no lapse in coverage during the transition.
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எங்களை இதில் பின்தொடருங்கள்

பொறுப்புத்துறப்பு

    • எனது தொலைபேசி/மொபைல் என்டிஎஃப்சி-யில் பதிவுசெய்யப்பட்டிருந்தாலும் மற்றும் அல்லது தொலைபேசி அழைப்புகள் தொடர்பாக இந்திய தொலைத்தொடர்பு ஒழுங்குமுறை ஆணையத்தின் [டிராய்] கட்டுப்பாடுகள் / வழிகாட்டுதல்கள் இருந்தாலும், இந்த வலைத்தளத்திற்கான அணுகல் மற்றும் தளத்தை விட்டு பாதியில் வெளியேறி பஜாஜ் அலையன்ஸ் ஜெனரல் இன்சூரன்ஸ் கம்பெனி லிமிடெட் (பேஜிக்)-இன் தயாரிப்புகள்/சேவைகளை விசாரிக்கவும் / சரிபார்க்கவும் அல்லது திரும்ப என்னை அழைக்கவும் நான் ஒரு வேண்டுகோள் விடுத்தால், என்னை திரும்ப அழைக்கவும் அல்லது பேஜிக்-யின் பல்வேறு காப்பீட்டு தயாரிப்புகள் மற்றும் சேவைகளை அறிமுகப்படுத்த மற்றும் ஊக்குவிக்கபதற்காக எனக்கு ஒரு செய்தியை அனுப்புவதற்கும் பேஜிக்-ஐ நான் அங்கீகரிக்கிறேன். இது தொடர்பாக பேஜிக்-யிடமிருந்து பெறப்படும் தொலைபேசி அழைப்புகள் குறித்து நான் டிராய்-யிடம் புகாரளிக்க மாட்டேன்.

    • இந்த இணையதளத்தில் பயன்படுத்தப்படும் படங்கள் மற்றும் அவற்றின் புகைப்படங்கள் பிரதிநிதி நோக்கங்களுக்காக மட்டுமே மற்றும் யாருடைய தனிப்பட்ட சிந்தனைகள் அல்லது யோசனைகளுக்காக அவை குறிப்பிடப்படவில்லை.
    • வரிச் சட்டங்களில் வரி நன்மைகள் மாற்றங்களுக்கு உட்பட்டவை.
    • மோசடியான போன் அழைப்புகளில் எச்சரிக்கையாக இருங்கள்: காப்பீட்டு பாலிசிகளை விற்பது, போனஸ் அறிவிப்பு அல்லது பிரீமியங்களின் முதலீடு போன்ற நடவடிக்கைகளில் IRDAI ஈடுபடவில்லை. அத்தகைய போன் அழைப்புகளை பெற்றால் போலீஸ் புகாரை பதிவு செய்ய வேண்டும்.

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What makes our insurance unique

With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144