Loader
Loader

Claim Assistance
Get In Touch

Thank you for visiting our website.

For any assistance please call on 1800-209-0144

Cat Insurance in India

Cat/Kitten Insurance Policy Online

We protect what you love
Pet Cat Insurance in India

Cat Insurance

Please enter name
/pet-dog-insurance/buy-online.html Get a Quote
Please enter valid quote reference ID
Submit

What’s in it for you?

Surgery Expenses Cover

OPD Cover

Third-party Liability Cover

Long-term Care Cover

Theft/Lost/Straying Cover

Hospitlisation Cover

Terminal Diseases

Mortality Benefit Cover

Why Bajaj Allianz Cat Insurance Policy?

A pet is a member of the family and needs the same care as other members of the family. Unforeseen illnesses and accidents can occur, and veterinary expenses can mount up rapidly

Bajaj Allianz General Insurance was one of the first companies to introduce pet cat insurance in India. What if your curious pet cat swallows a hair tie leaps on from a perilous height or darts out from the door to a busy street?

After the visit to the veterinary, you may look at the hefty medical bills. But, if you have pet health insurance, you need not take the stress. Whether your pet snags a claw or needs immediate medical attention, regardless, we have got you covered always! In the long run, cat insurance for pets is going to be beneficial.

While they chase, pounce and tumble, you remain worry-free forever!

THE BEST CAT INSURANCE PLANS ARE MORE OF ‘PURR' AND LESS OF ‘ERGH'

Best Coverage of Cat/Kitten Insurance

 

  • Remain Financially Secure Remain Financially Secure

    A cat health insurance protects the pet's parents in case their pet falls sick or faces any medical issue.

  • Safeguard Your Savings Safeguard Your Savings

    The veterinary costs can take a toll on financial health. With a pet cover, your cat and savings remain secured. Do not buy a plan based on cheap cat insurance quotes being offered.

  • Access to Quality Healthcare Access to Quality Healthcare

    Ensure your pet cat avails the best medical treatment and service whenever needed.

  • Cover for Expensive Treatment Cover for Expensive Treatment

    There are times when your pet cat may also undergo any critical ailment. Prevention is better than cure. With a kitten insurance remain worry-free for such expenses.

Claim Process

Count on us to help, when it comes to reducing the stress of taking care of your pet cat. By following some easy-peasy steps, claim your pet cat health insurance policy with ease:

1.   Contact customer support at 1800-202-5858 or send an email to bagichelp@bajajallianz.co.in

2.   Customer support will ask for all relevant information and register the cat insurance claim of your pet.

3.   Our efficient claims team will evaluate the pet claim and get in touch with the policyholder. The team may ask for further information or documents whenever required.

4.   Meanwhile, the policyholder needs to fill out a claims form and attest the documents. The policyholder can also file the claim online on our website or using the Caringly Yours: Insurance App.

5.   Once the pet claim is thoroughly evaluated and if satisfied, an NEFT form will be shared with the policyholder.

6.   The policyholder needs to fill out the form and send it back. Within business working days the claim payment is processed.

FAQs

What is Pet Cat Insurance?

Pet cat insurance offers a cover so that your pet avails the best medical care while protecting your finances from veterinary bills.

Which breeds are covered by Bajaj Allianz General Insurance pet cat insurance policy?

With the Bajaj Allianz pet insurance for cats, all breeds remain covered within the plan provided the pet cat needs to be 90 days old.

For all cat breeds the entry age is 3 months to 7 years and the exit age is 12 years.

What documents are required to buy pet cat insurance in India?

Here’s a quick rundown of the documents required to buy the best cat insurance for pets in India:

  • A filled proposal form
  • Color photo of the RFID tag with the identification number visible where identification is done based on photographs/ videos
  • Diagnostics test results if the customer opts for PID cover being effective from the succeeding day
  • Description/details that can exactly and uniquely identify the pet proposed to be insured
  • Self-declaration on vaccinations conducted on time and declaration for insurable interest
  • Purchase proof when the sum insured is above the maximum price as per the pricing matrix has been selected by the insured
  • Pedigree certificate, if the customer has selected a pet to be of pedigree lineage

Note: Based on the type of pet covered, the company at its discretion may relax certain documentation requirements.

What are the costs of a veterinary visit in India?

The veterinary costs for your pet may vary as per the services that are taken. Considering the medical expenses, the bills sometimes may be on the higher side. In case of any emergency that requires immediate hospitalisation or surgery, having pet insurance for litten is proven to be more beneficial.

What factors affect the pet cat insurance premium in India?

Various factors determine pet insurance in India. Some of it includes breed, size of the breed, age and policy tenure.

Can the pet be used for any commercial purpose?

The pet can be insured for commercial purposes. However not for hunting, sports activities, breeding, or any hazardous activities.

Will the pet cat be covered under third-party liability?

Yes, the insurer will pay the claim as per court order up to the sum insured limit of Rs. 15,00,000 only. Moreover, there is a waiting period applicable on any claim arising due to an accident.

Can I buy pet insurance cover for my adopted cat?

Yes, you can include an adopted pet cat in the circle of protection. Proof of ownership in the form of medical tests, veterinary visits and so forth needs to be provided during a pet insurance claim.

Will pet cat insurance also cover the vaccination costs?

We offer a cover for the failure of vaccination.

What is the list of documents required during a pet cat insurance claim?

Here's a rundown of the important documents that would be required during a pet insurance claim:

  • Duly completed claim form
  • Vaccination Certificates Death Certificate along with colored photographs of the deceased pet (in case of claim under Mortality Benefit Cover)
  • Vet Medical Papers and Bill (in case of claims under Surgery Expenses & Hospitalisation Cover, Mortality Benefit Cover, Long Term Care Cover and OPD Cover)
  • Copy of General Diary Entry lodged by Police (in case of claim under Theft/Lost/Straying Cover)
  • FIR (in case of claim under Third Party Liability Cover)
  • Copy of advertisement (in case of a claim under Theft/Lost/Straying Cover)
  • Hospital bill (in case of a claim under Hospitalization)
  • Court Orders (in case of claim under Third Party Liability Cover)
  • Diagnostics Report (in case of a claim under Terminal Diseases Cover, Long Term Care Cover and OPD Cover)
  • Any other documents if required by the insurer to process the claim

Things to Know about Cat Insurance

  • In India, pet ownership has increased and is likely to rise only
  • We have the fastest-growing pet care market
  • Dogs remain the most opulent pet in India and cats remain the second

Bajaj Allianz General Insurance was one of the first companies to introduce pet cat insurance in India. Whether your pet snags a claw or needs immediate medical attention, regardless, we have got you covered always!

Wondering what’s the need for pet insurance for cats in India? Think about:

  • Annual healthcare expenses for vaccination, minor illnesses and so on
  • Initial costs of parenting the cat that includes accessories, grooming, etc.
  • Average veterinary costs, subsequent surgical costs, and cat food

What if your curious cat swallows a hair tie or leaps on from a perilous height or darts out from the door to a busy street?

After the visit to the veterinary, you may look at the hefty medical bills. But, if you have pet health insurance, you need not take the stress. In the long run, the cat insurance cost is going to be beneficial. While they chase, pounce and tumble, you remain worry-free forever!

What is Cat Insurance?

It's upsetting to see your pet falling sick or meeting with a mishap. If you do not have insurance coverage, you will have to pay from your pocket for the treatment. The annual cost of a pet cat’s health-related expense is on the higher side. While a cat insurance price that you will pay towards buying the plan will be a smarter deal.

A one-of-its-kind insurance policy that offers protection to the pet cat’s clumsy falls and not-so-good health days. Kitten insurance ensures that the pet remain in the best of their health and keep the feline friend happy.

Choose Bajaj Allianz Pet Cat Insurance and save yourself from any Cat-astrophe from unexpected and expensive medical bills.

Entry and Exit Age for Pet Cat Insurance

If you are a responsible pet cat parent and like to secure yourself against expenses that may be incurred in case of an accident or illness, you are at the right place. The policy term for best pet insurance for cats is dependent on the options offered against respective covers.

Parameter

Information

Breed Type

All breeds

Entry Age

3 months to 7 years

Exit Age

12 years

Policy Period

Short-term Policy: For less than a year

Long-term Policy: For a maximum of 3 years

Note: Please note that as per the health of the pet cat, a higher entry/exit age under special conditions can be permitted. This may vary from insurer to insurer.

What are the Benefits of Pet Cat Insurance?

As pet parents, it's important to know what remains covered under pet cat insurance in India. Here’s a quick rundown of the coverage options that can be availed for pet cats as per the policy term opted:

Cover

Short Term

Long Term

Surgery Expenses

Yes

Yes

OPD

Yes

Yes

Third-party Liability

Yes

Yes

Long Term Care

No

Yes

Theft/Lost/Straying

Yes

Yes

Hospitalisation

Yes

Yes

Terminal Diseases

No

Yes

Mortality Benefit Cover

Yes

Yes

Note: For more details, please refer to the product brochure. 

Documents Required to Buy Cat Insurance in India

If you wish to avail best cat insurance, do not miss out on the documents listed below for your pet:

  • A filled proposal form
  • Video of pet cat walking along with color photographs from all angles
  • Diagnostic test results, if required
  • Description or details that uniquely identifies the pet cat to be insured
  • Self-declaration on vaccinations
  • Purchase proof, if required
  • A pedigree certificate if the policyholder has opted for the pet to be of the pedigree lineage

Inclusions of Pet Cat Insurance

Cats in general are inquisitive and tend to eat things that they should not. Our pet insurance India takes care of the bills related to injuries or illnesses and offers a financial safety net for unplanned circumstances. There is a range of benefits that remains included in pet cat insurance India. Take a look below:

 

Surgery Expenses Cover:

Any treatment that is carried out by a veterinary or at their clinic or hospital due to an accident/illness occurring to the insured pet cat during the policy period.

 

OPD Cover:

The costs incurred for the treatment of a pet cat, carried out by a vet at their clinic, up to the amount of Rs. 30000 for the following illnesses:

  • Any bodily injury to the insured cat arising out of accidents
  • Anemia
  • Colitis
  • Eye-related problems except for glaucoma
  • Hepatitis/Liver Dysfunction
  • Peritonitis
  • Pyometra
  • Toxoplasmosis
  • Urinary Tract Infections

 

Third-party Liability Cover:

If you become liable to pay for any bodily injury and/or property damage and/or sickness and/or death of a third party involving the insured pet cat. Also, a cover will be offered for the legal expenses incurred for defending the claims lodged against the policyholder.

 

Long-term Care Cover:

A lump sum amount will be paid if the pet cat is diagnosed as suffering from any of the Illnesses listed below that requires long-term care:

  • Ascites
  • Diabetes
  • Jaundice
  • Pancreatitis
  • Thyroid dysfunction

 

Theft/Lost/Straying Cover:

In case of permanent loss as a result of the pet being lost/stolen or strayed, we offer a cover for the expense of advertising or a reward. The company will reimburse for advertising in a local newspaper or other approved expenditures up to a maximum of Rs. 1000. In case of a reward up to Rs. 5000 shall be reimbursed if the pet cat gets recovered.

 

Hospitlisation Cover:

A cover will be provided for any in-patient treatment for an illness or accidental injury to the insured cat pet, carried out in a veterinary hospital subject to the per-day limit.

 

Terminal Diseases:

If your pet is diagnosed as suffering from any of the terminal diseases listed below, which first occurs during the policy period. The pet cat needs to survive a minimum period of 30 days from the date of diagnosis.

  • All types of cancer
  • Chronic kidney failure
  • Coagulation disorders
  • Cardiac dysfunctions
  • Feline distemper
  • Leukemia

 

Mortality Benefit Cover:

The insured pet cat dies due to an illness, accident, or as a result of the vet putting an insured pet to sleep to alleviate its incurable and inhumane suffering. The benefit amount of Rs. 3000 for cremation, burial and disposal of the carcass is offered.

*Standard T&C apply

 

Note: For more information, please refer to the policy wording.

Remember, when compared to young cats an older cat is more prone to falling sick. So if you have a cat that is less than 12 years of age, you must buy pet insurance for older cats. As they age, they need more veterinarian care. Older cats are more prone to upper respiratory infections, urinary tract, etc. Buy insurance while the cats are young as most plans won't cover any pre-existing conditions. 

Exclusions Under Cat Insurance Policy

Know the exclusions so that there are no surprises when it comes time to process the pet health insurance claim. Under the below circumstances, the insurance company is not liable to pay any pet cat insurance India claim:

  • Any claims for diseases for which preventive medicines/vaccines have not been taken
  • Any claims for costs or fees for experimental procedures or alternate treatment
  • Any loss or damage caused willfully or knowingly by the insured
  • Any consequential loss
  • Any claims arising outside the territorial limits of India
  • Any medication or treatment not recommended by the veterinary
  • Any illness that the insured pet cat contracted while outside India that it would not normally have contracted in India
  • Legal expenses, fines and penalties connected with, or resulting from, a criminal case
  • Any claim for treatment of a third party as a result of the disease transmitted from animals to humans
  • Malicious or willful injury or neglect, or gross negligence to an insured pet cat
  • Any injury due to war, invasion, acts of foreign enemies, riot, strike or terrorist activities

Note: This is not an exhaustive list. For a detailed list of exclusions, please refer to the policy wording.

Download Pet Cat Insurance Policy documents

Set Renewal Reminder

Please enter name
+91
Please enter valid mobile number
                                  Please enter policy number
Please enter policy number
Please select date

Thank you for your interest. We will send you a reminder when your policy is due for renewal.

Now, you can make a quick, confident decision about your purry friend without stressing about the veterinary bills. Keep the documents enlisted below handy for a hassle-free pet cat claim experience:

  • Completed pet cat insurance form
  • Vaccination certificates
  • Death certificate of the deceased pet cat with colored photographs
  • Veterinary medical bills and hospital bills, as per the circumstance
  • Diagnostics report if claiming under Terminal Diseases Cover, Long Term Care Cover and OPD Cover
  • A copy of General Diary Entry lodged by Police when claiming under Theft/Lost/Straying Cover
  • A copy of the advertisement when claiming under Theft/Lost/Straying Cover
  • First Information Report and court orders (FIR) in case of a third-party liability claim

With Bajaj Allianz Pet Cat Insurance, give your kitty companion the care they deserve. From injuries and illness to preventive care, choose the insurance as per the pet cat's needs.

What are you waiting for, we know you love your pet, and it's time to include your ‘Purry’ friend in the circle of ‘Pur-tection’!

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.

Request Call Back

Please enter name
+91
Please enter valid mobile number
Please select valid option
Please select
Please select the checkbox

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

  • Select
    Please select
  • Please write your comment

Getting In Touch With Us Is Easy

Chat with Us