Motor Insurance Online Policy

Motor/Vehicle Insurance is an insurance policy that financially safeguards your vehicle against physical damage and you against bodily injury/death and third-party liability. It ensures your peace of mind every time you hit the road.

Motor Insurance is important to have because it prevents you from a situation where you have to bear major expenses. It helps you stay on track with your budget and goals, as the expenses in case of a mishap are covered by the insurance claim.

Additionally, it also protects you from landing into legal troubles as third-party insurance is a statutory requirement in India.

Our Motor Insurance covers:

Damage to Your Vehicle

Whether it’s due to natural or man-made calamities, we’ve got your back and cover any loss or damage caused to your vehicle or its accessories.

Third-Party Legal Liability

We know and respect that you’re a conscientious person. Hence, our policy covers your legal liability to pay compensation for death or injury claims from third parties.

Personal Accident Cover

Your vehicle’s safety doesn’t mean much if your safety is not looked after. Hence, we provide a compulsory Personal Accident cover of up to Rs 15 lakh for the owner-driver of the vehicle for a premium of Rs 750. What’s more, you can also opt for additional coverage for your co-passengers as well.

We believe in complete transparency and here’s what the policy won’t cover.

• Wear and tear and depreciation
• Mechanical or electrical breakdown
• A voluntary excess, if opted
• Driving without a valid driving license
• The vehicle being driven by a person under the influence of alcohol or drugs at the time of the loss
• Damage to your personal property
• Protection of your legal liability towards your paid driver
• Any other exclusions as per the policy wordings

First things first, call our toll-free number 1800-209-5858 or visit us online to register your claim. Thereafter, take your vehicle to the garage, in case of an accident, by availing our towing facility and round the clock road assistance services.

The final step is survey and claim settlement. With our Motor On-The-Spot Service, you can self-survey and register your claims up to Rs 20,000 in a quick and hassle-free way with the help of our mobile app, Insurance Wallet..

We believe that good habits should be rewarded and No Claim Bonus is our way of rewarding you for being a good driver. It is our gift to you if you make no claim in the policy year and its benefit is accumulated over time.

Having No Claim Bonus can get you a discount ranging from 20-50% on the Own Damage Premium.

If you want to make changes to your policy, endorsement is the way to go. It’s written evidence of an agreed change to the policy. It can be issued at the time of issuing the policy for providing additional benefits or cover.

To make an endorsement later, for example to record a change of address, you can simply contact us.

If you maintain a claim-free record, you can avail No Claim Bonus that can get you a discount of up to 50% on Own Damage Premium.

Another way to reduce your premium is to opt for voluntary excess where you pay a certain amount for each claim.