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This video is based on customer queries with respect to Health insurance and its coverages, specifically in the context of Bajaj Allianz Health Insurance. The first question that the customer has asked is ‘What is the importance of top-up plan in health insurance?’ The answer to this is that the insured person gets the benefit or coverage up to the sum insured opted by customer in his policy. In case, the sum insured is exhausted, then the top-up plan comes handy. In case the base plan sum insured has been exhausted, the top up plan comes into play and the treatment amount can be settled using the sum insured under the top-up health insurance policy. Hence, a top up plan is really useful in such scenarios and also the added advantage is that premium for a top up health plan is generally on the lower side as compared to a standard health plan. Hence, it is advisable to cover yourself and opt for a top up health insurance
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