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Group Mediclaim Policy For Employees

Group mediclaim insurance policy for employees

Introduction

Bajaj Allianz General Insurance provides a wide range of health insurance solutions matching the footprint and the needs of our clients:
1. Group Mediclaim Policy
2. Group Personal Accident Policy

Solutions provided by Bajaj Allianz General Insurance are much more than product and include the combination of services, single point of contact and with the highest degree of customer satisfaction.

BENEFITS OF ENERGY INSURANCE

The high capital costs involved in such oil and gas projects demand specialist insurance solutions that provide comprehensive, affordable and flexible coverage. Bajaj Allianz Energy Insurance helps protect the bottom line, strengthens business continuity and promotes greater confidence among investors. Here’s why Energy Insurance is vital for business:

Risk consulting

Identifying potential risks as early as possible can dramatically improve the viability and sustainability of energy projects. Read more

Identifying potential risks as early as possible can dramatically improve the viability and sustainability of energy projects. With extensive experience across multiple domains including oil and gas exploration, pipeline inspection and design consultancy, our team of experts can help you carry out risk assessments, recommend safety measures and provide peer support in implementing projects. We help you get a fresh perspective that facilitates faster decision making, saving time and money.

Tailored solutions

Should an emergency arise, Bajaj Allianz leverages its global network to deliver customized insurance services. Read more

Should an emergency arise, Bajaj Allianz leverages its global network to deliver customized insurance services. These include foreign coverage or locally administered policies. When an emergency strikes, our team can help you minimize disruptions, control costs and return to business as usual quickly. By using analytics and flexible risk management tools, we make your business resilient and future-ready.

Ensures investor confidence

With Bajaj Allianz Energy Insurance, a greenfield project is likely to receive approvals and funding faster. Read more

With Bajaj Allianz Energy Insurance, a greenfield project is likely to receive approvals and funding faster. Our experts can help you analyze all aspects of risk and develop a competitive and complaint risk management plan. This will not only ensure that your project stands up to investor and regulatory scrutiny but also improve your prospects of securing resources for follow-on projects.

Loss control

While risks are an inherent part of oil and gas infrastructure and the potential for sabotage, terrorist attacks and arson remains high, Read more

While risks are an inherent part of oil and gas infrastructure and the potential for sabotage, terrorist attacks and arson remains high, Bajaj Allianz Insurance ensures that any long term financial losses are contained. Lawsuits due to industrial accidents such as oil spills and their environmental fallout can lead to reputational and business impact. Bajaj Allianz Insurance can help limit your liability in such cases.

Group Mediclaim Policy

    In these times of rising medical costs, the Bajaj Allianz General Insurances Group Mediclaim Policy is the perfect health protection for the employees and their family. It takes care of the expensive medical treatment incurred during hospitalization resulting from an accident or illness.

    Scope of Cover

    The Insurer shall pay to the Insured Person

    • The amount of expenses which are reasonably and necessarily incurred towards Hospitalization
    • Upon the advice of a Medical Practitioner
    • Due to contracting of any disease or suffering from any one Illness or sustaining of any bodily injury through accident, during the policy period
    • Amount paid will not exceed the Sum Insured

What is paid for

    • Hospitalization Expenses (in patient hospitalization exceeding 24 hours)
    • Nursing Charges
    • Surgeon's fees, Anesthetist fees, Consultant's fees, General Doctor's fees
    • Operation Theatre Charges
    • Anesthesia, Blood, Oxygen, Surgical Appliances, Medicines and Drugs, Diagnostic materials, X-ray
    • Dialysis, Chemotherapy, Radiotherapy
    • Cost of pacemaker, Artificial Limbs, Cost of Organs and similar expenses
    • Expenses for 130 day care procedures
    • Pre Hospitalization Expenses
    • Post Hospitalization Expenses

Extensions

    • Pre-existing diseases
    • Maternity coverage

    Type of policies

    • Individual Cover
    • Floater Cover

Bajaj Allianz Advantage

    • In-house Health Administration Team (HAT) fully equipped with doctors, paramedical staff and claims executives to facilitate processing of claims. We are the only insurance company to undertake this initiative
    • 24x7 call centre which works along with HAT
    • HAT has tied up with over 3600 hospitals all across India through which cashless hospitalization service is available
    • Reimbursement of claims (for treatment at non-network hospitals) within 14 working days
    • Health check-up and diagnostic tests at more than 1000 diagnostic centres across 500 cities

Group Personal Accident Policy

    The Group Personal Accident Policy offers compensation for loss occurring as a consequence of an accidental death or disability.

    Coverages

    Death

    The Company will pay the Sum Assured in the event of Accidental Bodily Injury causing the member's death as a consequence of the same.

    Permanent Total Disability (PTD)

    In the event of Accidental Bodily Injury causing the member's Permanent Total Disability within 12 months of the Accidental Bodily Injury being sustained, the Company will pay 125% of the Sum Assured.

    Permanent Partial Disability (PPD)

    In the event of Accidental Bodily Injury causing the member's Permanent Partial Disability as mentioned in the PPD Table within 12 months of the Accidental Bodily Injury being sustained, the Company will pay the percentage of the Sum Assured specified for each and every form of impairment.

    Temporary Total Disability

    In the event of a temporary total disability arising as a consequence of an accident, the member would get a Loss of Pay compensation of 1% of the Sum Insured subject to a maximum of INR 5000 per week for a maximum of 100 weeks.

    Children's Education Bonus

    In case of Death or Permanent Total Disablement of the member, the insurance company will pay INR 5,000 for one child or INR 10,000 for 2 children, below the age of 18.

Download Commercial Insurance Documents

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Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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