Individual Health Insurance Plans

Comprehensive Health Insurance Plans

Personal health insurance for you

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Why choose Bajaj Allianz Individual Health Insurance?

Happiness is good health that is protected by a comprehensive health insurance policy. A health insurance plan is a must-have to guard yourself and your loved ones from sky-high medical bills.

Our Individual Health Insurance plan ensures that you are covered in case of a medical emergency and proper care is available to you without exhausting your finances. You can also avail our Individual Health Insurance policy for each of your family members. We cover your medical expenses incurred due to hospitalisation, critical illness, accidents and other unforeseen events. What’s more, you can also avail cashless treatment at over 6,000 network hospitals with a Bajaj Allianz health insurance plan.

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We offer a whole lot when it comes to individual health insurance

Key Features

Our Individual Health Insurance policy features provide a holistic health insurance solution. Read on to know more about our individual medical insurance policy and its key features:

Multiple sum insured

Covers extended family

Covers Ayurvedic and homoeopathic treatment

Covers daycare procedures

Convalescence benefit

Bariatric surgery cover

Sum insured reinstatement

Covers pre and post hospitalisation

Covers road ambulance expenses

Covers organ donor expenses

Daily cash benefit

Maternity/ new born baby cover

Individual Health Insurance with a range of benefits. Watch the video to know more.


Claim by Direct Click (CDC)

Cashless Claim Process

Reimbursement Claim Process


What is Individual Health Insurance?

What is the eligibility for Individual Health Insurance?

What is the Health Administration Team?

Why invest in a comprehensive Individual Health Insurance policy?

I am young and healthy. Do I really need health insurance?

What sum insured options do I have under the Individual Health Insurance policy?

You can choose a sum insured between Rs 1.5 to Rs 50 lakhs.

What is the zone-wise premium?

Zone A
Delhi/NCR, Mumbai including (Navi Mumbai, Thane and Kalyan), Hyderabad and Secunderabad, Bangalore, Kolkata, Ahmedabad, Vadodara and Surat. Health insurance policyholders paying Zone A premium rates can avail treatment all over India without any co-payment.
Zone B
The rest of India apart from Zone A cities are classified as Zone B. Policyholders paying zone B premium rates and availing treatment in Zone A city will have to pay 20% co-payment on admissible claim amount. This co-payment will not be applicable for accidental hospitalisation. Those residing in Zone B can choose to pay a premium for Zone A and avail treatment all over India without any co-payment.


Rama Anil Mate Mumbai

The online health insurance policy renewal on your website is excellent, user-friendly, and smooth.

Suresh Kadu Mumbai

Bajaj Allianz’s executive has provide an extreme support and would like to appreciate the same. Kudos.

Ajay Bindra Mumbai

Bajaj Allianz's executive very nicely elaborated the benefits of the policy. She has very good communication skills and explained very well.

Don’t wait for a medical emergency to knock on your door!

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That’s not all, here are the additional benefits with your Individual Health Insurance

Our Individual Health Insurance plan provides extensive coverage with multiple benefits:

Important points to note before buying Individual Health Insurance

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.