Medical expenses don’t show up with a warning. Your best bet to avoid spending your hard-earned life savings towards hospital bills is a robust health insurance policy.
With the Bajaj Allianz Family Health Insurance plan, each of your family members can avail an individual sum insured or you can opt for a Family Floater Plan. Your family enjoys cover from expenses incurred due to hospitalisation, doctor’s consultation, ambulance services, treatment charges and pre and post hospitalisation expenses.
What makes Bajaj Allianz Family Health Insurance policy special? Read on to know more about the features of this policy:
Personalised health insurance plans to protect you and your loved ones.
The online health insurance policy renewal on your website is excellent, user-friendly, and smooth.
Bajaj Allianz’s executive has provide an extreme support and would like to appreciate the same. Kudos.
Bajaj Allianz's executive very nicely elaborated the benefits of the policy. She has very good communication skills and explained very well.
This policy comes with the benefit of lifetime renewal.
Avail income tax benefit under Section 80D of the Income Tax Act.
Hassle-free claim settlement
We have an in-house claim settlement team that ensures a quick, smooth and easy claim settlement process....
Preventive health check-up
Free preventive health check- up at the end of a continuous period of 3 years during which your Family Health Insurance plan is active.
If you and your loved ones are insured under any other family health insurance policy, you can switch to...
This policy can be purchased for a period of 1, 2 or 3 years.
Discount on policy
Avail long term policy discount of 4% for 2 years and 8% for 3 years.
*On opting for Family Health Insurance policy for yourself, your spouse, children and parents, you can avail Rs 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). If you pay a premium for your parents who are senior citizens (age 60 or above), the maximum health insurance benefit for tax purposes is capped at Rs 50,000. As a taxpayer, you may, therefore, maximise tax benefit under Section 80D up to a total of Rs 75,000, if you are below 60 years of age and your parents are senior citizens. If you are above the age of 60 years and are paying a medical insurance premium for your parents, the maximum tax benefit under Section 80D is, then, Rs 1 lakh.
We have an in-house claim settlement team that ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 6,500+ network hospitals across India. This comes in handy in case of hospitalisation or treatment wherein we take care of paying the bills directly to the network hospital and you can focus on recovering and getting back on your feet.
If you and your loved ones are insured under any other family health insurance policy, you can switch to this policy with all accrued benefits after due allowances for waiting periods and enjoy the available benefits of the policy.
Pre and post hospitalisation
Covers ambulance charges, subject to a limit of Rs 20,000 in a policy year.
Organ donor expenses
Covers organ donor expenses sum insured.
Any disease contracted during the first 30 days of commencement of the health insurance policy ...
Treatment for use of intoxicating and/or addictive substances such as alcohol, drugs, etc will not be covered.
Any disease contracted during the first 30 days of commencement of the health insurance policy will be excluded from the coverage. However, accidental injuries are covered during the waiting period.
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.