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To get the best healthcare available near you without breaking the bank, it’s paramount to invest in a sound health insurance policy for you and your family. Unfortunate events can surprise you, so it is important to safeguard your hard-earned funds from being spent on heavy medical bills.
When it comes to medical insurance, Bajaj Allianz General Insurance is at the forefront with a diverse range of affordable health insurance plans. They are customised to protect your savings from hospital bills. We respect your time and money and our offerings reflect our commitment to you. Bajaj Allianz General Insurance has the highest claim settlement ratio among private insurers. Your cashless claim can be settled within 1 hour – that’s faster than other health insurance companies.
We deliver on our promises. Our claim settlement ratio has consistently been among the best in the industry. When you’re faced with tough times, you’ll find us right behind you as a pillar of support. We, at Bajaj Allianz General Insurance, are committed towards providing you with the right protection, at an affordable premium. We take worry off your plate so that you can relish the joys of life peacefully.
An effective medical insurance policy is essential because the prices of medicines and hospital treatments are rising day by day. In case if an accident or critical illness befalls you, it will cause a huge financial burden on you and your family. We understand this and hence, we offer various options and features when it comes to health insurance plans. We not only cover hospitalisation expenses, but also provide cover against critical illnesses, accident-related, maternity, consultations, check-ups and other such medical expenses.
Factors to consider while buying Health Insurance
You’re spoiled for choice when it comes to buying insurance because of the numerous health plans and covers available today. But you need all the information you can get before buying a medical insurance policy that suits your needs. To make your life simple, we’ve made a short list of factors you must consider while purchasing a policy.
Here they are:
Always opt for adequate cover and ensure that it is sufficient for you and your entire family.
Nowadays, most employees are covered by their company’s medical insurance. However, it is always an added benefit to select and purchase your own medical insurance plan after knowing all the terms and conditions.
It’s ideal to combine hospital cash, critical illness and other benefits in your base cover to avail some form of compensation for non-payable losses.
Always inform your insurer about any pre-existing diseases.
Always keep a note of covers and maximum limits.
A higher sum insured is always better as there is a constant rise in the cost of medical expenses.
It is advisable to check the insurance provider’s claim settlement record. You should always opt for a company with a good settlement record. This ensures that your claims are not wrongly withheld and prevents any unnecessary claim issues in the future.
Renew your policy on a continual basis. If there is a break between the expiry and renewal, you may lose the benefits of the insurance.
Choose an insurance provider that has an internal team to assist with claim and settlement process as they offer a better turnaround time and a seamless process.
Opt for a health insurance company that allows insurance portability. This way you have the benefit to change your insurance company and opt for a medical insurance policy better than your current one.
An insurance policy that is affordable and protects individuals against medical bills. Individual Health Guard Insurance is what you need should you find yourself hospitalised or in a medical emergency.Buy now
With this floater, your entire immediate family gets a health cover. Health Guard Family Floater protects you and your loved ones from heavy medical bills.Buy now
Bajaj Allianz’s Health Infinity Policy comes with new exhaustive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury.Buy now
Illness does not come with a warning, but you can be prepared for the worst curveballs life has to throw. With our Critical Illness policy, get covered for high-cost treatments for life-threatening diseases such as cancer, tumours, strokes, etc.Buy now
When it comes to your health, you need all the protection you can get. Extra Care Plus is an upgraded, top-up, additional cover (over and above your existing one) for wider health protection.Buy now
Let us take care of the financial burden that might befall on you at the time of hospitalization with this health insurance policy.Learn more
Health Care Supreme
What makes this policy ‘supreme’? Its flexibility and high sum insured options!Learn more
Sudden hospitalization can be tough, on not just health but also finances. Let us take care of the latter.Learn more
Age gracefully without a worry. Silver Health helps senior citizens cover various medical expenses.Learn more
Life is complex, our insurance simplifies things. A single policy takes care of everything from health risks to baggage.Learn more
Comprehensive health protection for you and your family, so that you leave nothing to chance.Learn more
A unique family floater health policy, Tax Gain is a smart move that brings you the best both worlds.Learn more
Like a financial bodyguard, this policy covers you against bodily injury or death caused by accidents.Learn more
Critical Illness for Women
A special policy for all the ladies out there, that covers you against the risk of 8 critical illnesses.Learn more
Premium Personal Guard
Treat yourself as the VIP that you are, with a premium accident insurance cover of as high as Rs 25 lakh.Learn more
Let us take good care of you with a Rs 10 lakh extension on your health cover for as low as Rs 2,500.Learn more
Global Personal Guard
Global Personal Guard includes almost everything you need in an emergency. It is a benefit policy that covers you against accidents & injuries, no matter which corner of the world you’re in.Learn more
We give you a few solid reasons to buy health insurance for yourself and your loved ones from us. Watch this short video to get the whole picture:
This policy helps you save tax up to Rs 1 lakh under Section 80D of the Income tax Act against the premium paid.
My happiness and satisfaction regarding my claim settlement which was approved within 2 days of making my claim, that too...
Speed with which insurance copy was delivered in times of lockdown. Hats off to the Bajaj Allianz team
I would like to thank the team of Bajajallianz Vadodara,Specifically Mr. Hardik Makwana and Mr. Ashish Gupta...
Settle claims for up to Rs 20,000 with Health Claim by Direct Click
Log on to my insurance wallet.
Register your policy and card number on the app.
Register the claim in the My Claims section.
Fill in the claim form and arrange for hospital-related paperwork.
Proceed and upload images of the bills and other important documents. Before uploading all the images write “Claimed for Bajaj Allianz for below Rs 20,000” on them.
Submit the claim for further processing.
Our cloud-based wellness portal provides you with an easy way to keep track of yourself and your family's health conditions. Get rid of paper-based reports and have a secured access to all your vital health information anywhere and at any time. Sign up to learn more about our personal health report (PHR) and start using it.Read more
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