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Travel Insurance for Students

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Key Features

  • Customized plans for students traveling abroad for studies
  • Covers medical expenses, evacuation and repatriation
  • Tuition fee cover
  • Family visit
  • Personal liability
  • Automatic claim settlement service for the customers through Travel Ezee
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Student Travel Insurance
Dear customer, our International Toll Free numbers for Travel Insurance are currently unavailable due to technical issues. You can connect with us on our number +91 20 30305858 or click here to chat with us instantly.

Why do I Need Student Travel Insurance?

Studying abroad in a foreign land entails a lot of risk. Medical expenses in foreign currency and hospitalization can be prohibitively expensive. A student living alone outside India might also need visits from family or other back-ups if something goes wrong. Our travel policy covers you for all such eventualities for just a fraction of the amount you would otherwise need.

  • Covers expenses of hospitalization, loss of baggage, accident to sponsor, family visit and other incidental expenses
  • Covers you against bail bonds and tuition fee*
  • Covers you against loss of passport**
  • Covers you for emergency dental pain relief***
  • Quick disbursement of claims
  • Global expertise matched with local knowledge
  • Innovative packages to match individual needs
  • Innovative packages to match individual needs
  • Only insurance company with in-house international toll-free numbers and fax numbers
*Offered only with Student Elite,
Scholars Guide and Brilliant Minds
**Offered only with Brilliant Minds
***Offered only with Study Companion and Student Elite

Why Travel Insurance?

Lucky

What does Our Travel Policy Cover?

The study companion plan is customized for students travelling abroad for studies. It caters to the medical exigencies that a student might face while studying abroad. Based on premium, sum insured and certain other criteria, there are three options to choose from under this student travel insurance plan - Standard, Silver and Gold. Download Brochure

  Standard Silver Gold
Coverages Benefit in US$ Benefit in US$ Benefit in US$
Medical Expenses,Evacuation
and Repatriation
50,000 1,00,000 2,00,000
Emergency dental pain relief
included in (I) above
500 500 500
Tuition Fee 10,000 10,000 10,000
Personal Accident
Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years
50,000 50,000 50,000
Loss of Baggage (Checked)
Per baggage maximum 50% and per item in baggage maximum 10%
1,000 1,000 1,000
Accident to Sponsor 10,000 10,000 10,000
Family Visit 7,500 7,500 7,500
Personal Liability 1,00,000 1,00,000 1,00,000

The Student Elite Plan is a customized insurance policy for students travelling abroad.It covers your trip abroad as well as takes care of health related needs during your stay abroad. There are 3 options under this student travel insurance plan - Standard, Silver and Gold. The details of the same are:-Download Brochure

  Standard Silver Gold
Coverages Benefit in US$ Benefit in US$ Benefit in US$
Medical Expenses,Evacuation
and Repatriation
50,000 1,00,000 2,00,000
Emergency dental pain relief
included in (I) above
500 500 500
Personal Accident 25,000 25,000 25,000
AD &D Common Carrier 2,500 2,500 2,500
Loss of Baggage (Checked)
Per baggage maximum 50% and per item in baggage maximum 10%
1,000 1,000 1,000
Bail Bond Insurance 500 500 500
Tuition Fee 10,000 10,000 10,000
Accident to Sponsor 10,000 10,000 10,000
Family Visit 7,500 7,500 7,500
Personal Liability 1,00,000 1,00,000 1,00,000

Travel Prime is a specially customized travel plan that caters to the needs of an individual traveling abroad.Plan covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount that would be otherwise needed.Download Brochure

  Standard Silver Gold Platinum Super Gold Super Platinum Maximum Deductible
Coverages 50,000 USD 1 Lakhs USD 2 Lakhs USD 3 Lakhs USD 5 Lakhs USD USD 7.5 Lakhs SD 10 Lakhs USD -
Personal Accident* 25,000 USD 25,000 USD 25,000 USD 25,000 USD 25,000 USD 25,000 USD 25,000 USD Nill
Medical expenses, Evacuation 50000 USD 100000 USD 200000 USD 300000 USD 500000 USD 750000 USD 1000000 USD 100 USD
Emergency Dental Pain Relief included in section Medical Expenses, Evacuation 500 USD 500 USD 500 USD 500 USD 500 USD 500 USD 500 USD 100 USD
Repatriation 5000 USD 5000 USD 5000 USD 5500 USD 5500 USD 6000 USD 6500 USD Nil
Loss of Checked Baggage** 1000 USD 1000 USD 1000 USD 1000 USD 1000 USD 1000 USD 1000 USD Nil
Loss of Passport - - - 250 USD 250 USD 300 USD 300 USD 25 USD
Personal liability 100,000 USD 100,000 USD 100,000 USD 150,000 USD 150,000 USD 150,000 USD 150,000 USD 200 USD
Accidental Death & Disability common carrier 2500 USD 2500 USD 2500 USD 3000 USD 3000 USD 3500 USD 3500 USD Nil
Bail Bond Insurance 500 USD 500 USD 500 USD 500 USD 500 USD 500 USD 500 USD 50 USD
Loss of Laptop - - - 500 USD 500 USD 500 USD 500 USD Nil
Tuition fee 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD Nil
Accident to Sponsor 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD 10,000 USD Nil
Family Visit 7500 USD 7500 USD 7500 USD 7500 USD 7500 USD 7500 USD 7500 USD Nil
Suicide - - - 1500 USD 2000 USD 2000 USD 2000 USD Nil
Abbreviation: * Per Baggage maximum 50% and per item in the baggage restricted to 10%

Any Other Special Features?

The Golfer's Hole-in-one is a sporting gesture from the company. It offers reimbursement of expenses incurred in celebrating a hole-in-one by the insured during the trip, anywhere in the world (excluding India), in a United States Golfers' Association recognized golf course. This cover is provided in Travel Companion.

Travel Elite also provides a Golfer's Hole-in-One cover. In addition to this, it covers you against burglary of your home while you are away, along with expenses incurred in the event that your trip is cancelled or curtailed. Besides these, it carries two Special Condition covers for any one illness and any one accident, for senior citizens.

Claim Assistance number

In case of you need any mediclaim assistance in abroad all you need to do is call us at the given toll free nos.
Click here to view toll free nos.


What are the Exclusions Applicable to Travel Policies?

  • Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health.
  • Medical expenses beyond the expiry of the policy period.
  • Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by any other system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
  • Delay of baggag e when the intended destination is in India.
  • Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.

Travel Insurance Cancellation Procedure

Before the policy start date

  • The insured is expected to inform us and an E mail should be sent by the insured requesting the cancellation.
  • He/she should furnish policy number or schedule number in the E mail.

*There will be a Rs 250/- cancellation charges.

After the policy start date - If the insured has not travelled

Following documents should be sent to us:

  • Proof that the insured has not travelled overseas.
  • Photo copy or Scan copy of all the pages (including empty pages) of the passport.
  • Reason for policy cancellation.
  • Visa rejection letter in case of visa refusal by embassy.

*Based on the underwriters approval the policy will be cancelled within one working day after receiving the email (and passport copy post start date).

After the policy start date - If the insured has travelled

In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium at the rates shown in adjacent table (subject to no claims being incurred on the policy)


Customer Reviews

4.59
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Based on 4248 Ratings
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2 star
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  • SRIDHAR MUTHUSWAMY

    24 Mar 2017, CHENNAI

    Excellent service. Clear guidance in choosing the policy and on line instructions. Very efficient personnel.
    I am happy I have come to the right place for my insurance.
  • ABHISHEK BHATT

    07 Mar 2017, UMARIA

    Comprehensive features at an affordable cost, way to go!!

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