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Motor Third - Party Insurance

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Key Features

  • Hassle-free claim settlement
  • Quick and easy online purchase
  • Cover for causing accidental injury or death to other people
  • Cover for accidental damage to other people's property
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Motor Third-Party Insurance

Motor third-party insurance or third-party liability cover, which is sometimes also referred to as the 'act only' cover, is a statutory requirement under the Motor Vehicles Act.

It is referred to as a 'third-party' cover since the beneficiary of the policy is someone other than the two parties involved in the contract that is, the insured and the insurance company. The policy does not provide any benefit to the insured; however it covers the insured's legal liability for death/disability of third party loss or damage to third party property.


How Does it Work?
Third Party Car Insurance Policy

A third party insurance policy is a policy under which the insurance company agrees to indemnify the insured person, if he/she is sued or held legally liable for injuries or damage done to a third party. The insured is the first party, the insurance company is the second party, and the person the insured injure or who claims damages is the third party.

With a Bajaj Allianz third party only car insurance policy you get:
  • Cover for causing accidental injury or death to other people
  • Cover for accidental damage to other people's property

What is not Covered?

Please remember that our third party only car insurance policy will not cover the cost of any damage to your vehicle or belongings in the event of an accident. It will also not cover you if your car or belongings are stolen or destroyed.