Commercial Vehicle Insurance
In order to keep your business moving, it is essential to have your vehicles insured. We cover your vehicles by protecting them against physical damage, bodily injury / death and cover against third-party liability, bringing you security and peace of mind.
What is covered under "Liability only" Policy to Third Parties?
Loss or Damage to the vehicle insuredFire explosion, self-ignition or lightning, burglary housebreaking or theft, by riot and strike, earthquake (fire and shock damage),flood, typhoon, hurricane storm, tempest, inundation, cyclone, hailstorm, frost, accidental external means such as malicious act, terrorist activity whilst in transit by road, rail, inland, waterway, lift, elevator or air, landslide or rockslide.
Liability to third partiesProtection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.
Towing disabled vehiclesWe will cover the insured vehicle used for the purpose of towing any one disabled mechanically propelled vehicle.
Personal accident cover for Owner-DriverCoverage for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from or traveling in the insured vehicle as a co-driver, caused by violent accidental external and visible means.
For a detailed list of policy exclusions, kindly refer to the