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Car Insurance

Talk to an expert

  I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to
contact me. It will override my registry on the DNCR.Read more

Key Features

  • Get a vehicle tracking and monitoring device under DriveSmart Service
  • Cashless claim settlement at over 4000 preferred garages
  • 24x 7 Road side assistance
  • Towing Facility in an event of a breakdown
  • Zero Depreciation Cover available*

Renewal Reminder

  I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to
contact me. It will override my registry on the DNCR. Read more

Motor Insurance

Buy Car Insurance Online with Bajaj Allianz

Your car insurance policy is the most important document in your vehicle because it protects you against financial loss and legal issues. Millions of car owners across India trust us to insure their car since we provide package policies that would protect them against physical damage, bodily injury / death and cover against third-party liability, bringing them security and peace of mind. All this is backed by our advanced claims servicing capability and fast settlement record for vehicles insured with us.

Now with our new DriveSmart service you can opt for an exclusive device, which can be installed in your car to record information about your driving habits, monitoring your car health, distance, speed, etc. This device allows geo-fencing of your vehicle, that would ensure furthermore safety for you and your family.

Note: This policy is applicable only for private cars.

Why Car Insurance?

Why Car Insurance

Key Benefits of Car Insurance

  • Get a host of add on covers included in our DriveSmart service.
  • Get your Car Insurance or Car Insurance Renewal in easy steps.
  • Cashless claim settlement after repair of your vehicle at over 4000 preferred garages. Receive 75% on account payment when cashless facility is not available.
  • Transfer up to 50% of your existing No Claim Bonus (NCB) from any car insurance provider.
  • Avail our 24x7 telephonic service for car insurance claims support or any other assistance, even on holidays.
  • Towing Facility in an event of a vehicle breakdown/accident.
  • Receive Instant Claims Assistance and SMS updates on your motor claim status through our 24x7 call-centers.
  • Bajaj Allianz's preferred garages give you access to hassle-free inspection and bring to you high service standards.

Premium CalculatorCar Insurance Premium Calculator

Note: This premium quote considers the full NCB (No Claim Bonus) and system generated IDV. It is valid only for policies bought online

Have a doubt?
Add-on/Top-up covers

  • 24*7 Spot Assistance
    All India Customer Care for drivers and insurance holders who need any form of assistance on the road when they face difficulties, along with providing them with total solutions for any vehicular emergency from simple breakdowns to accidents.
  • Lock and key replacement cover
    In the event of irrecoverable loss of keys or a security risk arising out of an incident of lost keys of the insured vehicle, cost of new locks or replacement of keys will be indemnified.
  • Accident Shield
    Compensation for total permanent disability or death of occupants that are traveling in an insured car which may arise of out of bodily injury due to an accident of that car.
  • Consumable Expenses
    Cost of consumables such as engine oil, Gear box oil, Power steering oil, coolant, AC gas oil, Brake oil, etc. that may incur while replacing/replenishing damaged parts e.g. of an insured vehicle would be covered as and when required.
  • Conveyance benefit
    If the insured car is in a workshop following an accidental damage is accepted, the insured would get a per day cash benefit as per plan opted by the insured.
  • Personal baggage
    Insured is indemnified in case of a loss or damage to their personal baggage kept in their insured vehicle - damage caused by the perils covered in the policy.

Car Insurance Top-up covers

Car Insurance Top-up covers
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Have a doubt?

  • Loss or damage to your car due to natural calamities
    Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.

  • Loss or damage to your car against man-made calamities
    Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

  • Personal Accident Cover
    Coverage of Rs. 2 lakh for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from the Four-wheeler. Optional personal accident covers for Passenger/ Paid Driver/ driver/ Insured are also available

  • Third Party Legal Liability
    Protection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.

Car Insurance Add-on Packages

Car Insurance Add-on covers

Have a doubt?

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

To know more about exclusions please refer to the brochure in the tools section above.

Plans Available

  • Premium Cost
  • Coverage
  • Own Damage Premium
  • Basic Third Party Liability
  • PA-Cover for Owner/Driver
  • Coverage for Electrical accessories
  • Coverage for Non-Electrical accessories
  • PA-Cover for co-passenger
  • CNG Kit Coverage
  • Driver Cover
  • NCB Discount
  • Voluntary Deductible - Save Premium
  • Depreciation Shield
  • Engine Protector
  • 24/7 Roadside Assistance
  • Low
  • Low
  • Low
  • Included
  • Included
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Not Included
  • Not Included
  • Included
  • Enhanced
  • Enhanced
  • Enhanced
  • Included
  • Included
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Optional
  • Included
  • Included
  • Included

Customer Reviews

Average Rating
Based on 17031 Ratings
5 star
4 star
3 star
2 star
1 star

    03 Feb 2017, DELHI

    Got reminders to renew my car insurance.

    24 Dec 2016, BANGALORE

    I have Bajaj car insurance for all my old and now 3 cars.

Social Reviews

Engine Protector

Engine Protector
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Depreciation Shield

Depreciation Shield
This slideshare has been viewed "1,870,365" times,

Frequently Asked Questions

Disclaimer: Notwithstanding my telephone/mobile is registered with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.