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Tax Gain Plan - Health Insurance Policy

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Key Features

  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 5000 hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-

About Tax Gain

YES! You can save tax and gain OPD benefits also!
Bajaj Allianz has designed a unique product - The Tax Gain plan, a Family floater health policy which covers out patient (OPD) expenses & hospitalization expenses under a single policy and helps you in your tax management also.


Features

  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 5000 hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-
  • 130 day care procedures subject to terms & conditions
  • 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital, waiver of co-payment is available on payment of additional premium.
  • Provides benefit of Health check-up at the end of each four (Hospitalization) claim free policy periods. Tests as specified in the schedule. This benefit can be opted by any one insured member

Benefits

  • A single policy or cover can be continued till a person reaches 75 yrs!
  • The premium slabs remain same from 18 yrs -55 yrs & 56- 75 yrs
  • No restrictions of waiting periods to claim under Out patient expenses
  • You can claim for dental procedures & treatment under OPD section!
  • Cost of Spectacles, dentures, crutches can also be claimed under OPD Section!
  • Provides Tax benefit under section 80 D of Income Tax Act
  • In house claims settlement without hassles of going through a TPA.

Premium Table

PLANS AND PREMIUM CHART
Flat premium 4999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
Hospitalization cover - Floater Sum Insured 1 lac        
OPD Benefits Self 3100 2900

2500

1600

PLAN-B Tax Gain9999        
Flat premium 9999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 2lacs        
OPD Benefits Self 6500 6000 5000 3000
OPD benefits Self + spouse 5200 4800 3500 1000
PLAN-C Tax Gain 14999 1 ) C- 1        
Flat premium 14999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 2 lacs        
OPD Benefits Self 9500 9000 8500 7500
OPD benefits Self + spouse 9000 8500 7000 4500
2 ) C-2        
Flat premium 14999 * 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
Hospitalization cover - Floater Sum Insured 3 lacs        
OPD Benefits Self 9000 8500 7500 6000
OPD benefits Self + spouse 8000 7500 5500 2500
PLAN- D-FOR SENIOR CITIZENS - Tax Gain 19999        
Flat premium 19999 * 56-60 yrs 61-65 yrs 65-70 yrs 71-75 yrs
Hospitalization cover-Floater Sum Insured 1 lac        
OPD Benefits -Self 13000 12500 12000 11000
OPD benefits- Self + spouse 11000 10000 9500 8000

*Flat Premium (Rs) inclusive of Service Tax

All Sums Insured for Hospitalisation and OPD benefit in Indian Rupees.

For detail list of exclusions, terms & conditions please refer policy wordings.

The above brochure is applicable for policies in-force from 1 October 2013 onwards. Customers with policies dated 30 September 2013 and before, please click here