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Health Insurance

Health Insurance

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    I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to contact me. It will override my registry on the DNCR. Read more

    I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to contact me. It will override my registry on the DNCR. Read more

Bajaj Allianz Health Insurance

With Health Insurance by your side, you can get access to the best medical care and treatment while being financially protected. In case of a medical emergency, a health insurance policy guarantees peace of mind and ensures that you and your family will receive the best treatment at a hospital of your choice. Bajaj Allianz offers a range of affordable health insurance plans. Our health plans are custom made to protect you against the rising healthcare costs. We have the highest claim settlement ratio among private insurers. This includes health insurance products designed to meet specific requirements, such as individual health insurance, family health insurance, health insurance for senior citizens, and top-up health insurance cover.

Why Health Insurance?

Why Health Insurance?

Health Insurance Online Products

Learn More About Individual Health Guard

Health Guard Individual Policy

Individual Health Guard Insurance is an affordable health insurance policy that will shield you against rising medical costs incurred during hospitalization and medical emergencies.



Learn More About Family Floater Health Guard

Health Guard Family Floater Option

Health family floater policies can be tailored to your family needs. It acts as a single umbrella under which you can protect the health of you and your family members.

Silver Health

Extra Care

Health Extra Care is a health insurance plan that allows you to extend your existing health insurance cover by 2-3 times at a significantly low cost. This top-up health cover takes care of the extra hospitalization expenses.


Premium Personal Guard

Premium Personal Guard

Personal accident insurance policy ensures financial security to get protected from sudden mishaps & offers peace of mind. Secure your family's future and get financial stability to recover from your loss.


Learn More About Critical Illness

Critical Illness

A critical illness insurance policy can come to your rescue from critical illnesses like cancer, tumors or strokes etc. and bear the high treatment costs.



Silver Health

Silver Health Plan

Silver health insurance policy for senior citizens covers pre & post hospitalization expenses, pre-existing illness, ambulance charges. You can also avail 5% family discounts and tax benefits.




You Can Also
Save Tax with Health Insurance

It's common knowledge that buying health insurance helps you to save tax. Under Section 80D of the Income Tax Act 1961, you can get a maximum tax benefit of Rs.15000 on health insurance premium paid. The exemption limits are as follows:

  • An individual can avail an annual deduction of Rs.15000 from taxable income for health insurance premium paid for self and dependants. 'Dependents,' in this case, refers to spouse and children.
  • In the case of senior citizens (aged 60 years and above), the annual deduction from taxable income goes up to Rs.20000.
But here's a tidbit that might help you save more tax than you think:
  • If you are paying the premium for your parents' health insurance, you can claim an additional tax benefit up to Rs.15000 under the provisions of Section 80D.
  • If your parents are senior citizens (aged 60 years and above), the benefit goes up to Rs.20000.
However, there are a few conditions:
  • You cannot claim tax benefit on health insurance premium paid for your in-laws.
  • Proof of payment of premium has to be furnished, in order to avail the tax benefit.
  • Except cash, any mode of payment is acceptable for claiming tax benefit.
  • The health insurance premium must be paid from your taxable income of that year only if you want to claim a deduction.

The health insurance premium that you pay for yourself, your dependents (spouse and children) and your parents, are all considered for tax benefit under Section 80D of the Income Tax Act 1961.

*Tax benefits are subject to changes in tax laws.

Health Insurance Premium Calculator

Health claim status

Health Insurance claim status - just an SMS away!

Health claim status


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What are Value Added Services (VAS)?

Value Added Services refers to advanced and/or additional services given to customers. You can save upto 30% on Medicine,OPD expenses and more value added services *

A Bajaj Allianz Health Card makes you eligible for a number of discounts at health and fitness centers across the country.

  • OPD discounts at select outlets.
  • Discounts on Pathologies at select outlets.
  • Discount on Radiology at select outlets.
  • Discounts on Wellness Test at select outlets.
  • Discounts on Pharmacy.
  • Many more lucrative health related offers at select outlets.

Click here to Learn more

Savings with Health Insurance Policy

Value added services

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Why Bajaj Allianz

  • More than 1 lakh claims processed successfully in 2013-14.
  • Approval within 1 hour for Cashless claims.
  • Value Added Service (VAS) partners providing discounts and special offers exclusively for our customers.
  • Tie-up with more than 4000 Hospitals and 1200 Diagnostic clinics across the country.
  • 24/7 call assistance for claims settlement.

Interactive Needs Identifier

Interactive Needs Identifier

Find out how much Health Insurance Cover would be adequate for you.


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Other Health Insurance Plans

Health Care Supreme

We have a health insurance plan which will take care of the medical expenses at every stage of your life.

Hospital Cash

Hospital Cash Policy guards you and your family from increased financial burden during hospitalization.

Silver Health

A policy exclusively designed for the senior citizens, which covers medical expenses...

Star Package

Provides a gamut of covers for various health risks, household contents, education grant...


Health Ensure

The Health Ensure policy is the perfect health protection for you and your family...

Tax Gain

Bajaj Allianz has designed a unique product - The Tax Gain plan, a Family floater health policy...

Personal Accident

The accidental death or injury of a breadwinner, can create serious financial problems for the family...

Critical Illness for Women

The perfect health insurance plan for every woman...


What are people saying?
Customer Reviews

4.75
Average Rating
Based on 3912 Ratings
5 star
2131
4 star
401
3 star
83
2 star
15
1 star
10
  • Jasti Suresh Babu

    29 Dec 2015, Huda Colony

    good
  • Pravin S More

    28 Dec 2015, Bandra East

    Provided good service till date

What are people Sharing?
Social Reviews

Have you used this product?

Its time to take back all my words. You people are awsm... Now im 100% satisfied with your service and its was a very...

Posted by Jithin Suresh S on Tuesday, July 7, 2015

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Frequently Asked Questions and Support

Help and Support
What is the tax benefit available on purchase of Health Insurance? What is the tax benefit available on purchase of Health Insurance?

It's common knowledge that buying health insurance helps you to save tax. Under Section 80D.

Read Now...

Your Health Insurance Claim Status is Just an SMS Away! Your Health Insurance Claim Status is Just an SMS Away!

We are always on better ways to make our customers' lives easier!

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Tips for choosing the right Health Insurance plan Tips for choosing the right Health Insurance plan

When it comes to health insurance, there's no one-size-fits-all plan that

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Help and Support
How can I find a Bajaj Allianz Network Hospital in my city? How can I find a Bajaj Allianz Network Hospital in my city?

Logon to Bajajallianz.com. In the Quicklinks for General Insurance Section, Click the dropdown menu.

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Extend Your Health Insurance Coverage with Extra Care Extend Your Health Insurance Coverage with Extra Care

According to a survey conducted by Bajaj Allianz on how happy people

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Health Insurance Portability Health Insurance Portability

With the onset of health insurance portability, people now have the freedom to switch from one insurer

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Disclaimer: Notwithstanding my telephone/mobile is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.