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Health Insurance Plan For Family - Health Guard

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Key Features

  • SI options ranging from 1.5 lacs to 50 lacs
  • Covers Pre & Post hospitalisation expenses
  • Sum reinstatement benefit
  • Policy term options of 1, 2 and 3 yrs
  • Free health checkup

Renewal Reminder

  I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to
contact me. It will override my registry on the DNCR. Read more

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Individual Health Guard

Complete Health Insurance for Your Family

Announcement from Government of India on reductions of stent prices. To know more click here

Your family is the most important part of your life and your priority is to take care of them keeping them safe and secure. But what would happen if something went wrong for which you were not prepared and the medical costs were higher than what you were able to provide? Yes, we thought about that which is why we have Bajaj Allianz Family Floater Health Guard policy, which is not only going to cover your loving family, but will also protect your savings from getting depleted due to high medical expenses.

What Coverage Do I Get?

  • Sum insured options ranging from 1.5 lacs up to Rs. 50 lacs
  • Covers Pre and Post hospitalization expenses incurred 60 days prior to and 90 days post hospitalization.
  • Access to cashless facility at over 5500 empanelled hospitals across India(subject to exclusions and conditions)
  • Covers ambulance charges subject to a limit of Rs. 20000 in a policy year
  • Sum insured reinstatement (For similar illness as well)
  • Covers expenses for all day care treatments
  • Policy term option of 1, 2 and 3 years
  • Lifelong renewal option

Why Health Insurance?

Why Health Insurance?

What our customers say about us!

Zone wise Premium

Key Benefits of Health Insurance

  • Long term policy discount of 4% for 2 yrs, 8% for 3 yrs
  • Organ donor expenses covered up to the sum insured
  • 10% cumulative bonus benefit for each claim free year up to 100%
  • Discount of upto 20% for co-payment option
  • Tax saving up to Rs. 60000 under Sec 80D*
  • No medical tests up to 45 years, subject to clean proposal form
  • Bariatric surgery cover
  • Convalescence benefit up to Rs. 7500 per year
  • Ayurvedic and Homeopathic hospitalization cover
  • Free preventive health checkup every 3 years, irrespective of a claim
  • Maternity and new born baby expenses cover
  • Daily Cash Benefit for accompanying an Insured Child (Rs. 500 per day maximum up to 10 days, up to age 12yrs)

Value Added Service

Value added services

* On the premium paid for self, spouse, children and parents, the deduction can be availed up to Rs 25,000 per annum, provided the age of the individual is not above 60. If the premium paid by an individual is towards health policy for his or her parent who is a senior citizen of age 60 or more, the maximum is capped at Rs 30,000. A taxpayer may therefore maximize tax benefit under section 80D to a total of Rs 55,000 if his age is below 60 If parents age is above 60. For those tax payer individuals who are of age 60 or more and are also paying health insurance premium for their parents, the maximum tax benefit under section 80D would therefore be a total of Rs 60,000.


  • A waiting period of 3 years will be applicable in the case of pre-existing diseases
  • Any disease contracted during the first 30 days of commencement of the policy will be excluded from coverage
  • Certain diseases such as hernia, piles, cataract and sinusitis shall be covered after a waiting period of 2 years
  • Waiting period of 3 yrs for Joint replacement, PIVD
  • Treatment for use of intoxicating and/or addictive substances like alcohol, drugs etc. will not be covered
  • Waiting period of 3 yrs for bariatric surgery
  • Waiting period of 6 yrs for maternity/new born baby expenses

Am I Eligible for It?

  • Entry age for proposer is 18 years to 65 years. The policy can be renewed for lifetime.
  • Entry age for child is 3 months up to 30 years.

* Please see the brochure for more details.

Health Administration Team

  • The team consists of doctors and para medics who are responsible for health underwriting and claims settlement.
  • Provides single window assistance to all the health insurance policy holders for all health care related services.
  • Faster Claim Settlement due to single point of contact.
  • Effective and quick in resolving customer queries/better and systematic redressal mechanisms.
  • Control over Claims Settlement and Customer service

Meet the best Health Administration Team

Health Administration Team

Customer Reviews

Average Rating
Based on 981 Ratings
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    18 Jan 2017, Ambawadi Vistar

    Good website and easy renewal of health policy. Thanks.

    04 Jan 2017, Lhroad

    It's a good and fast server for renewal of existing policy. That's good thing of this and also EMI option available for renewal.

* The information given above is only indicative in nature. For details of the coverage and exclusions, please contact our nearest office.

Disclaimer: Notwithstanding my telephone/mobile is registered with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.