| Which are the different plans and coverages
available under Swades Yatra Policy? |
| A) The policy under its base plan provides the following
coverage:- |
| 1. Personal Accident cover in case of Accidental Injuries resulting
into Death or Permanent Total Disability. |
|
| 2. Accidental Hospitalization Benefit wherein the medical expenses
incurred during hospitalization as a result of accidental injuries
sustained. |
|
| 3. The expenses incurred for Medical evacuation to the nearest
hospital in a Hospital's Ambulance or an ambulance of a service provider. |
|
| 4. Repatriation of remains benefit to the place of residence as per
the policy if the accidental death has occurred outside the Municipal limits. |
|
| 5. Accidental Hospital Cash Benefit fixed per day amount for every
24 hrs hospitalization as a result of an accident. |
|
| 6. Personal Liability Benefits for any legal liability incurred in the
insured's private capacity to pay damages for third party civil claims arising out of accidental bodily injury or accidental property damage. |
| |
| B) The policy also has certain optional benefits which can be
opted for, by payment of additional premium. This includes:- |
| 1. Accommodation charges at hotels due to trip delay of
Rail/Air journey. |
|
| 2. Loss of rail/air ticket. |
|
| 3. Family transportation in case of visit to hospital. |
|
| 4. Replacement of staff for business trip only. |
|
| 5. Missed departure for Rail/Air
(Please refer to the policy terms and conditions for detailed
coverage, exclusions, etc.) |
|
|
