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Bajaj Allianz Term Insurance Plans

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Other Term Plans

Pure life risk covers for those who are looking for only insurance and not investments or savings. Choose from our plans from below.
Pure Risk Cover
Risk Cover + Loan Protection
 
   
 

i-Secure

You have always tried your best to fulfill all your responsibilities and take care of your family. However, Risks and unforeseen incidents can put your financial security in jeopardy.
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What is Term Insurance

Term insurance is the purest form of insurance. The policy will be in force for a particular term (say 30 years or up to the age of 75) and then comes to an end. During the time the term policy is in force, the insured pays a fixed premium to the insurance company at regular intervals. This is called premium, and if during this time the insured dies, the insurance company pays a guaranteed amount of money, known as sum assured, to the nominee of the insured.

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Why do I need a Term Insurance

When an individual starts earning, he is expected to earn till the time he retires and his family is dependent on his income. With his recurring income and his savings, he fulfills his various financial goals. However, life is uncertain and an unfortunate event such as death or permanent disability can cease his capacity to earn. Hence every individual is required to protect his family against any unfortunate incident attached to his life so that his family continues to enjoy the same standard of living even if he is not alive.

How to Choose the Best Term Insurance Plan

How to Choose the Best Term Insurance Plan

Let's understand the basics of term insurance for the less finance-savvy readers...

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Why Bajaj Allianz?
Term Insurance Plans

The sole object of a term insurance policy is to protect the customer's family from the financial implications of unfortunate circumstances that one cannot foresee.

These term insurance plans are pure risk cover plans with or without maturity benefit. These pure risk plans cover your life at a nominal cost and you may want to take this term insurance plan to cover your outstanding debts like a mortgage, a home loan etc.

How to Choose the Best Term Insurance Plan

How to Choose the Best Term Insurance Plan

Watch this video for some alarming facts about Life Insurance

Insurance awareness?

Life Insurance Claims Settled

Watch this video for some alarming facts about Life Insurance

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Frequently Asked Questions and Support

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Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series I - Deductions under Income Tax Act
It's the last quarter of the financial year and the time has come to turn your attention to tax planning Read Now...
   
Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series II - Tax Planning and Life Insurance
Investors should not just buy insurance without giving it much thought apart from saving tax. Read Now...

Learn More

   
A Guide to Life Insurance Riders A Guide to Life Insurance Riders
The most important tool you can add to your life insurance policy, is a rider. Riders are additional provisions made to an insurance contract, Read Now...
   
Term Insurance Term Insurance
Insurance, as the name suggests, provides assurance of payment of a fixed sum of money in the event of unexpected loss against payment of a predictable sum of money, known as premium. Read Now...
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iSecure Term Insurance Plan
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Disclaimer: I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business.

Disclaimer

I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business.

Insurance is the subject of the solicitation. For more details about risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. Please note that the name of the Bajaj Allianz product/plan does not indicate the quality of the insurance contract and its future prospects or returns. Investment in ULIPs is subject to market risks associated with capital markets. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Service tax and education cess will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.

The returns as indicated in the Sales Illustration are only illustrative and they are not guaranteed. The illustrative returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance.

The results displayed in the calculators are based on certain assumptions about the rates of return. Kindly note that the returns are only illustrative and they are not guaranteed. The returns do not indicate the upper or lower limits of the return that you may get with your policy and the value is dependent on a number of factors including future performance.