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Car Insurance Online

     

What is not Covered?

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

Roadside Assistance

What is a Voluntary Deductible and How Does It Help Me Save on Premium?

Voluntary deductible is your option to opt for bearing a certain amount of loss from every claim. For this option, you are eligible for a discount on Own Damage Premium as listed in the table below

Amount Own Damage Discount
Rs. 2500 20% on the OD Premium of the vehicle, subject to a maximum of Rs.750/-
Rs.5000 25% on the OD Premium of the vehicle, subject to a maximum of Rs.1500/-
Rs. 7500 30% on the OD Premium of the vehicle, subject to a maximum of Rs.2000/-
Rs.15000 35% on the OD Premium of the vehicle, subject to a maximum of Rs.2500/-

For example, if your claim amount is Rs. 50,000 and you have agreed on a Rs. 5000 Voluntary Excess, Bajaj Allianz will pay Rs. 45,000 of the claim amount and you will have to bear Rs. 5,000.

Engine Protector

Depreciation Shield

Car Insurance

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Buy Online Car Insurance with Bajaj Allianz

Your car insurance policy is the most important document in your vehicle. Millions of car owners across India trust Bajaj Allianz to insure their car. Along with comprehensive coverage against physical damage, bodily injury and cover againts third-party liability, your motor insurance brings to you confidence and peace of mind. All this is backed by our superior claims servicing capability and fast settlement record for vehicles insured by us.

  • Cashless settlement in over 1500 preferred workshops
  • Hassle free claim settlement
  • Quick and easy online purchase process
  • 24x7 claims support

Premium Calculator

Car Insurance Premium Calculator
# estimated premium amount
Note: This premium quote considers the full NCB (No Claim Bonus) and system generated IDV. It is valid only for policies bought online.

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Why Bajaj Allianz?
Key Benefits of Car Insurance with Us

Our Car Insurance policy provides the following key benefits:

  • Get your Car Insurance or Car Insurance Renewal in easy steps.
  • Cashless claims at over 1500 preferred garages. Receive 75% on account payment when cashless facility is not available.
  • Transfer up to 50% of your existing No Claim Bonus from any insurance provider.
  • Avail of our 24x7 telephonic service for claims support and other assistance, even on holidays.
  • Towing Facility in an event of a breakdown/accident.
  • Instant Claims Assistance and SMS updates on your motor claim status through our 24x7 call-centers.
  • Bajaj Allianz's preferred workshops give you access to hassle-free inspection and bring to you high service standards.

Roadside Assistance

Roadside Assistance

This slideshare has been viewed "704837" times, view now

Roadside assistance is a free add-on feature which is available to all online policies when 24/7 assistance is opted for.
 
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Have a doubt?
What is Covered?

  • Loss or damage to your car and two-wheeler against natural calamities
    Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.

  • Loss or damage to your car and two-wheeler against man-made calamities
    Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

  • Personal Accident Cover
    Coverage of Rs. 1 lakh for the individual owner/driver of the vehicle while driving or travelling and mounting or dismounting from the two-wheeler. Optional personal accident covers for co-passengers available.

  • Third Party Legal Liability
    Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

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Want more?
Three Different Plans to Choose From:

Features Best Value (?) Standard (?) Flexible (?)
Premium Cost Low Regular Enhanced
Coverage Low Regular Enhanced
Own Damage
Premium (?)
Low Regular Enhanced
Basic Third Party Liability (?)
PA-Cover for Owner/Driver (?)
Coverage for Electrical accessories Optional Optional Optional
Coverage for Non-Electrical accessories Optional Optional Optional
PA-Cover for co-passenger (?) Optional Optional Optional
CNG Kit Coverage Optional Optional Optional
Driver Cover Optional Optional Optional
NCB Discount Optional Optional Optional
Voluntary Deductible - Save Premium
(Click to Learn More)
Optional Optional
Depreciation Shield
(Click to Learn More)
Engine Protector
(Click to Learn More)
24/7 Roadside Assistance
(Click to Learn More)
The Best Value package provides with the lowest premium, with an in-built Voluntary Deductible of Rs.15000. This means that if you file a claim, Rs.15000 of that would be settled by you, while we pay the rest. By opting for Voluntary Deductible, you can save on Own Damage premium by as much as 35%.
This package shows a fixed premium based on the options you have selected. This package does not contain any Voluntary Deductibles, or add-on covers like Drive Assure, Depreciation Shield and Engine Protector.
With this plan, you have the flexibility to choose a Voluntary Deductible and add-on covers like Drive Assure, Depreciation Shield and Engine Protector. This plan can be customised to fit your individual needs, which allows you to save on the premium, and increase your vehicle's protection.
Motor Own Damage Insurance provides an indemnity for damage, theft, or full destruction of your motor vehicle due to natural or man made calamities
Third Party - Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
Personal Accident cover for individual owner or the driver of the vehicle in case of an accident.
It gives your co-passengers a Personal Accident Cover while traveling in your vehicle.
In the event of a partial loss to your car, we will cover the depreciation amount on the damaged parts allowed for replacement.
We will cover the consequential damage to:
a. The internal parts of the engine of your car arising out of water ingression / leakage of lubricating oil resulting from an accident.
b. Damage to the gear box due to leakage of lubricating oil resulting from an accident.

Engine Protector

Engine Protector
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Depreciation Shield

Depreciation Shield
This slideshare has been viewed "688223" times, view now
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Frequently Asked Questions


Car Care

   
Car Insurance No Claim Bonus NCB (No Claim Bonus) and its benefits
NCB is the short form of No Claim Bonus; it is rewarded to the owner of the vehicle who is also the policy holder for No Claim / Claims in the previous... Read Now...
   
Car Insurance Claims What are the steps involved in registering a Motor (Car and Two-wheeler) Insurance Claim?
To register an insurance claim with us, you need to follow a simple and easy process. Follow the steps... Read Now...
 
# The premium quote provided by the above Car Insurance Premium Calculator is just an estimated premium amount. The original premium might differ from the amount shown here. For more information please call 1800-209-0144or email us at websales@bajajallianz.co.in

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Disclaimer: Notwithstanding my telephone/mobile is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.

Disclaimer

Notwithstanding my telephone/mobile is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.

 
   
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