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Our Products
Hot Selling Online Life Insurance Plans

 
Learn More About iGain III   Learn More About Cash Rich Insurance Plan   Learn More About i-Secure Insurance Plan
 

iGain III Insurance Plan

Bajaj Allianz iGainIII Plan is a complete online unit linked insurance plan with the highest allocation and affordable cost structures.
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Cash Rich Insurance Plan

At retirement what we look at is financial security. . CashRich plan offers guaranteed cash back of 5% of sum assured per year along with a cash bonus.
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iSecure Insurance Plan

You have always tried your best to fulfill all your responsibilities and take care of your family. However, Risks and unforeseen incidents can put your financial security in jeopardy.
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All Life Insurance Plans

 

Unit Linked Plans

ULIPs are life insurance solutions that provide the dual benefit of protection and flexibility in investments. Choose from our wide array of Regular and Single premium products. Start investing now!

Regular Premium
Single Premium

Traditional Plans

Looking for both Life Insurance and Savings? Our wide range of Endowment and Money Back policies can help you get a life cover along with an assured return on maturity.


Endowment Money Back
 

Term Plans

Pure life risk covers for those who are looking for only insurance and not investments or savings. Choose from our plans from below.



Pure Risk Cover
Risk Cover + Return of Premium Risk Cover + Loan Protection
 

Life + Health Insurance Plans

Unique hospitalisation-cum-insurance plan that takes care of your hospitalization bills and provides financial support to your dependents in case of your unfortunate death.

Health Plans
 
NRI Insurance
 
 

Pension Plans

The right time to plan for your old age is now. Explore our pension plans below and start saving for your golden years now.
Pension Plans
 

Women Insurance Plans

To cater to women's special needs we offer innovative women specific plans which provide investment benefits, savings, retirement solutions and medical insurance.
 

Additional Rider Benefits

Extend your Life Insurance plan with a variety of additional riders and benefits.
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What is Term Insurance

Term insurance is a life insurance which provides coverage for the policy term decided between the policy holder and insurer at the onset of the policy.

After this policy term expires coverage is no longer valid.If the insured dies during this term, the death benefit is paid to the nominee.

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Why Bajaj Allianz?
Additional Rider Benefits

Bajaj Allianz offers you the flexibility to enhance your basic insurance policy by attaching additional benefits that give more protection to you and your family. You can choose to take all or some of the additional rider benefits. Bajaj Allianz allows you to redesign your life insurance coverage to suit your needs, providing total protection against many uncertainties.

We offer the following additional rider benefits:-

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News

  • Bajaj Allianz ranks amongst the top insurers in Life Insurance to settle highest percentage of claims as per a study by Rupeetalk.com – Article in ET Wealth.Click here for more details.


  • Change in methodology of NAV of ULIP funds.Read more....






BALIC Claim Settlement Ratio

  • In FY 2011-12

    Claim settlement ratio – 92.7%
    Claim repudiation ratio – 5.77%
    Claim rejection ratio – 1.53%



  • Our death settlement is the highest among private insurers.





  • In April-June 2012

    Claim settlement ratio – 93.31%
    Claim repudiation ratio – 4.99%
    Claim rejection ratio – 1.71%


  • We have one of the lowest repudiation / rejection percentage among private insurers.

    Account value is refunded for repudiated unit linked policies.


  • Early claims with complete documents are settled within 30 days.

    Deaths in calamities are settled with minimum documents and at less TAT.
    e.g. Manglore Air crash.


  • Image – based processing introduced which has reduced the turn around time for claim settlement.

    We settle 77% of claims through electronic mode for faster realization of the claim proceeds.


  • We have a very broad based Claim Review Committee.





Customer Testimonial

top five testimonials
  • Excellent service...nothing better than this, I can expect.

     

    Rahul Agrawal










  • Thank you, its extremely comfortable filling up the online application and also I am very happy for the warm support extended when I've contacted customer care team! I'll share my exp vth my friends!

     

    Sreedhar Bhumaraju










  • Excellent and wondereful instant response.

     
    Kommaddi Phani Rao










  • Very Good

     
    Prabhatkumar Ajit Sinha










  • Excellent

     
    Dinesh Ashok Pawar










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Learn More
Frequently Asked Questions and Support

Learn More

   
Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series I - Deductions under Income Tax Act
It's the last quarter of the financial year and the time has come to turn your attention to tax planning Read Now...
   
Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series II - Tax Planning and Life Insurance
Investors should not just buy insurance without giving it much thought apart from saving tax. Read Now...
   
A Guide to Life Insurance Riders A Guide to Life Insurance Riders
The most important tool you can add to your life insurance policy, is a rider. Riders are additional provisions made to an insurance contract, to extend or reduce the benefits payable by the policy. Read Now...

Life Insurance FAQ's

   
Types of Unit Linked Insurance Plans Types of Unit Linked Insurance Plans
Unit Linked Insurance Plans or ULIPs, as they are better known, have emerged as the preferred choice of insurance-cum-savings Read Now...
   
FAQ on Policy Surrender and Partial Withdrawal Retiring Rich - Calculate Your Future Financial Needs
The important goal or aim of retirement planning is to have a secure and financially independent. Read Now...
   
Investment Planning for Your Children's Future Investment Planning for Your Children's Future
Every child is precious to their parents. Every parent wishes for their child to get the best possible education and other amenities.
Read Now...
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Learn More
Insurance in easy words

Calculate Right Life Insurance Cover

 
calculate the right life insurance cover
 
 

Life Insurance for Life Goals

 
life insurance for life goals
 
 

Why You Need a Life Insurance Cover

 
why you need a life insurance cover
 
 
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