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 Silver HealthHealth Cover for Senior CitizensBajaj Allianz's Silver Health Plan for senior citizens protects you and your spouse in case you need expensive medical care. Learn More
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No Fine-print
What coverages do I get?
- The policy covers hospitalisation expenses and an amount equivalent to 3% of admissible pre and post hospitalisation expenses.
- Covers ambulance charges in an emergency, subject to a limit of Rs.1000.
- Pre-existing illnesses are covered from the second year of the policy.
- The Company's liability in case of any pre-existing illness from the second year of the policy subject to limit of 50% of the Limit of Indemnity in a policy year.
- The policy has a lifetime indemnity limit of three times the Limit of Indemnity specified in the earliest senior citizen plan, if the policy is renewed continuously.
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That's not all
What benefits do I get?
- Cashless Facility: with Silver health plan, the member has access to cashless facility at various network hospitals across India (subject to exclusions and conditions).
- The member can opt for other besides the empanelled ones, in which case the expenses incurred by him/her shall be reimbursed within 14 working days from submission of all the documents.
- 20% co-payment the admissible claims to be paid by the member if treatment is taken in a hospital other than a network hospital. Waiver of co-payment is available on payment of additional premium.
- Cumulative bonus of 5% to your Limit of Indemnity for every claim free year.
- Health checkup in designated Bajaj Allianze Diagnostic centers at the end of four continuous claim-free years.
- Family Discount of 5%.
- Income tax benefit on the premium paid as per section 80 D of the Income Tax Act.
Don't go only by premium
The claim settlement record of the company is also important.
Review by i-save.com as featured in The Economic Times Wealth
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Know More
Am I eligible for it?
- You are covered from Age of 46 yrs to 75 years.
- Age at entry is restricted to 70 years.
- Pre-acceptance medical tests are to be held at the cost of the proposer. However, if the proposal is accepted, the Company will reimburse the cost of medical tests.
(Only for fresh proposals)
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No Fine-print
Are there any exclusions?
- All diseases/injuries existing at the time of proposing this insurance.
- Any disease contracted during the first 30 days of commencement of policy.
- Certain diseases such as hernia, piles, cataract, benign prostatic hypertrophy, hysterectomy shall be covered after a waiting period of 1 year.
- Non-allopathic medicine.
- All expenses arising from AIDS and related disorders.
- Cosmetic, aesthetic or related treatment.
- Use of Intoxicating drugs and alcohol.
- Joint replacement surgery (other than due to accidents) will have a waiting period of four years.
- Treatment of any mental illness or psychiatric illness.
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Learn More
Frequently Asked Questions and Support
Help and Support
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Tips for choosing the right Health Insurance plan When it comes to health insurance, there’s no one-size-fits-all plan that you can rely on. Of the numerous plans in the market, you will find that each is unique in some way, with its Read Now... |
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All about Network Hospitals The hospitals which have a tie up with your insurer would come under the category of network hospital. The network hospital provides cashless facilities to the insured on approval by the insurer. Read Now... |
Help and Support
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What is the tax benefit available on purchase of Health Insurance? It’s common knowledge that buying health insurance helps you to save tax. Under Section 80D of the Income Tax Act 1961, you can get a maximum tax benefit of Rs.15000 on health Read Now... |
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A Quick Guide to Healthy Feet Your feet spend hours each day, carrying your weight from place to place. Make it a part of your daily routine to care for them, and prevent afflictions like bunions, arthritis, varicose veins, etc. Read Now... |
* The above information is only indicative in nature. For details of the coverage and exclusions, please contact our nearest office.
Disclaimer: We take privacy seriously. Bajaj Allianz does not share your personal information with any third party. Please read our Privacy Policy here. Notwithstanding your registration as NDNC, fully/partially blocked and or your customer preference registration, by filling this form you confirm that you agree to receive a sales or service call from our employees/telecallers based on the information you have submitted here.
