| Particulars |
2011-12
Rs. Million |
2010-11
Rs. Million |
2009-10
Rs. Million |
2008-09
Rs. Million |
2007-08
Rs. Million |
2006-07
Rs. Million |
2005-06
Rs. Million |
2004-05
Rs. Million |
| Gross Written Premium |
36759 |
31294 |
27249 |
28662 |
25780 |
18033
|
12846
|
8561 |
| Net Written Premium |
26957 |
23105 |
19717 |
20066 |
17526 |
10398
|
6987
|
4793 |
| Net Earned Premium |
24747 |
21497 |
18842 |
18913 |
14154 |
8385
|
5864
|
3709 |
| Net Incurred Claims |
-19079 |
-17013 |
-13866 |
-13599 |
-9457 |
-5556
|
-4100
|
-2263 |
| Net Commissions |
-747 |
-404 |
-318 |
-238 |
188 |
786
|
622
|
419 |
| Management Expenses |
-6722 |
-6461 |
-5485 |
-5988 |
-5195 |
-3454
|
-2156
|
-1456 |
| Underwriting Results |
-1777 |
-2193 |
-502 |
-727 |
-210 |
254
|
230
|
409 |
| Income from Investments |
3726 |
2793 |
2207 |
2061 |
1896 |
895
|
520
|
389 |
Non Recurring
Investment Income |
-9 |
20 |
93 |
164 |
-7 |
21
|
68
|
29 |
| Profit Before Tax |
1940 |
619 |
1798 |
1498 |
1679 |
1170
|
818
|
770 |
| Provision for Tax |
-703 |
-186 |
-590 |
-546 |
-623 |
-417
|
-303
|
-299 |
| Profit After Tax |
1237 |
433 |
1208 |
952 |
1056 |
754
|
516
|
471 |
| Claim's Ratio |
77% |
79% |
74% |
72% |
67% |
66%
|
70%
|
61% |
| Commission Ratio |
3% |
2% |
2% |
1% |
-1% |
-9%
|
-11% |
-11% |
| Management Expenses Ratio |
27% |
30% |
29% |
32% |
36% |
41%
|
37% |
40% |
| Combined Ratio |
107% |
111% |
104% |
105% |
102% |
98%
|
96% |
90% |
| Return on Equity |
14% |
5% |
16% |
15% |
23% |
22%
|
23% |
34% |
| Shareholder's Equity |
9587 |
8356 |
7928 |
6725 |
5748 |
4116
|
2,767
|
1824 |
| Assets Under Management |
45476 |
38523 |
27456 |
23683 |
20103 |
14305
|
7973
|
6127 |
| Number of Employees |
3473 |
3654 |
3506 |
3973 |
3603 |
2540
|
1371
|
924 |
| Received IRDA Registration
in May 2001 |