| Particulars |
2009-10
Rs. Million |
2008-09
Rs. Million |
2007-08
Rs. Million |
2006-07
Rs. Million |
2005-06
Rs. Million |
2004-05
Rs. Million |
2003-04
Rs. Million |
| Gross Written Premium |
27249 |
28662 |
25780 |
18033
|
12846
|
8,560.7 |
4,798 |
| Net Written Premium |
19717 |
20065 |
17526 |
10398
|
6987
|
4,792.9 |
2,864 |
| Net Earned Premium |
18842 |
18913 |
14154 |
8385
|
5864
|
3,709.2 |
2,306 |
| Net Incurred Claims |
-13866 |
-13599 |
-9457 |
(5556)
|
(4100)
|
(2,263.3) |
(1,542) |
| Net Commissions |
-318 |
238 |
188 |
786
|
622
|
419.4 |
231 |
| Management Expenses |
-5485 |
-5988 |
-5195 |
(3454)
|
(2156)
|
(1,455.9) |
(984) |
| Underwriting Results |
-502 |
-727 |
-210 |
254
|
230
|
409.4 |
11 |
| Income from Investments |
2207 |
2061 |
1896 |
895
|
520
|
388.8 |
285 |
| Others |
93 |
164 |
-7 |
21
|
68
|
28.6 |
22 |
| Profit Before Tax |
1798 |
1498 |
1679 |
1170
|
818
|
769.6 |
318 |
| Provision for Tax |
-590 |
546 |
623 |
(417)
|
(303)
|
(298.7) |
(101) |
| Profit After Tax |
1208 |
952 |
1056 |
754
|
516
|
470.9 |
217 |
| Claim's Ratio |
73.6% |
72% |
67% |
66%
|
70%
|
61% |
67% |
| Commission Ratio |
2% |
1% |
-1% |
-9%
|
-11% |
-11% |
-10% |
| Management Expenses Ratio |
29% |
32% |
36% |
41%
|
37% |
40% |
42% |
| Combined Ratio |
104% |
105% |
102% |
98%
|
96% |
90% |
99% |
| Return on Equity |
16% |
15% |
23% |
22%
|
23% |
34% |
20% |
| Shareholder's Equity |
7928 |
6725 |
5748 |
4116
|
2,767
|
1,824.1 |
1,380 |
| Assets Under Management |
25315 |
21938 |
18632 |
13004
|
7580
|
5835.5 |
3,486 |
| Number of Employees |
3506 |
3973 |
3603 |
2540
|
1371
|
924 |
480 |
| Received IRDA Registration
in May 2001 |
