This policy covers entire range of Electronic Equipment's from a Personal Computer to sophisticated gadgetry.

SECTION I :
Covers any unforeseen and sudden physical loss or damage to Electronic Equipment's from any cause, other than those excluded.

SECTION II :
Covers External Data Media and the expenses for reconstruction and re-recording of information.

SECTION III :
Covers Increased Cost of Working .

General Exclusions

• Acts of Terrorism
  
• War and Nuclear Risk
  
• Wilful Act or Negligence
  
• Partial or Total Cessation of Work
  
• Loss or damage to the property falling under the terms of the Maintenance Agreement.
  
• Loss or destruction or damage directly occasioned by pressure wave caused by aircraft and other aerial devices
  
• Consequential Losses

• Loss or Damage caused by pre-existing faults or defects
  
• Normal wear and tear, erosion, corrosion, encrustation
  
• Any costs incurred in connection with the elimination of functional failures unless such failures were caused by an indefinable loss or damage
  
• Costs incurred in connection with the maintenance of the insured items
  
• Loss or damage to objects made of glass, porcelain or ceramics, sieves or any operating media
  
• Aesthetic defects such as scratches on painted, polished or enameled surfaces