Exclusions
	Fire and related perils War & Nuclear perils Overload experiments / tests imposing abnormal conditions Gradual defects not necessitating stoppage Normal wear and tear not leading to explosion / collapse Failure of individual tubes not leading to explosion / collapse Loss / Damage during application of test by inspecting authority or otherwise Wilful act / negligence Contractual liability Pre-existing defects Consequential Losses

	Advantages
	Leakage from automatic sprinkler installation Bush fire Architect's fees not exceeding 3% of claim amount Cost of removal of debris not exceeding 1% of claim amount Temporary removal of plant and machinery upto 60 days Unoccupied building/property exceeding 30 days

	Benefits
	No strain on pockets of insured Bush fire Architect's fees not exceeding 3% of claim amount Cost of removal of debris not exceeding 1% of claim amount Temporary removal of plant and machinery upto 60 days Unoccupied building/property exceeding 30 days Top